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False: While both involve the sale of a home for less than the outstanding mortgage balance, a short sale is voluntary, while a foreclosure is involuntary.

5/17/2024, 5:38:01 PM

They say home is where the heart is, and we couldn't agree more. Let us help you find the mortgage that meets your needs, for the house that steals your heart. Contact us!

5/15/2024, 6:00:29 PM

Ever wonder what you can do with your home's equity? Take advantage of our HELOC program to complete the renovation you've dreamed of today!

5/13/2024, 5:00:13 PM

False: Lenders may use different credit scoring models and factors when evaluating mortgage applications, resulting in variations in credit scores. Message me to get started today!

5/10/2024, 8:04:11 PM

No more shopping around required. Call us now to find out which home loan might be right for you!

5/8/2024, 5:30:09 PM

Using gift funds for a down payment? We can help! Let us help you navigate through the mortgage process and the use of gift funds. Message me to get started!

5/7/2024, 5:28:52 PM

Did you know that the closing costs for a mortgage can vary from state to state and can depend on the type of mortgage you choose? It can be complex but don't worry, I’ll help you break down the fees and explain what they cover. Reach out!

5/6/2024, 5:00:11 PM

False: Borrowers can refinance with any lender, not just their original lender, to potentially secure better terms or rates. Message me to get started!

5/3/2024, 7:25:49 PM

Are you waiting for the perfect time for a loan? Do you think everything needs to be perfect? Think again! Message me to find out if you qualify today.

5/2/2024, 6:44:50 PM

Here’s something you can do now. Call us about refinancing your current loan. It could be just the solution you're looking for to get a fresh financial start!

5/1/2024, 5:00:13 PM

Need help navigating through the home buying process? My team is here to help. Message me and we can get started today!

4/30/2024, 6:35:34 PM

Bank statements speaking louder than pay stubs? No problem! With a bank statement loan, your cash flow is key. Let's turn your bank balance into a home balance.

4/29/2024, 5:00:11 PM

False: Borrowers can refinance with any lender, not just their original lender, to potentially secure better terms or rates. DM me to get started!

4/26/2024, 6:08:08 PM

Don't let the home buying process intimidate you. Getting the right information and working with professionals that can guide you through the process will give you the confidence you need. Comment below or message me to get started on your home buying journey.

4/25/2024, 6:17:49 PM

Purchased a home with cash and now want to free up some funds? With delayed financing, you can! Let's turn your equity into opportunity. Get in touch to learn more.

4/24/2024, 5:00:13 PM

Ready to buy a home but not sure how much you can afford? Before starting the home buying journey, talk to a local mortgage professional. We can help you figure out the number and get you a pre-approval too! Message me to get started today.

4/23/2024, 5:01:11 PM

Don't let the complexities of homebuying overwhelm you. Freddie Mac's BorrowSmart? program might work for you, your lifestyle and budget. Look no further and reach out!

4/22/2024, 5:30:09 PM

False: Jumbo loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac and are not government-backed. DM me for more info!

4/19/2024, 6:01:58 PM

Our job doesn't just go from Monday to Friday. We work weekends too. If you need a last minute pre-approval, even on the weekend, give us a call. Message me to get started!

4/18/2024, 4:53:53 PM

Mortgages can be intimidating, but the only thing you need to do is reach out. I will gladly help you on your journey. Say goodbye to monthly renting costs that only fill your landlord's pockets and become a homeowner!

4/17/2024, 5:00:12 PM

Have you been thinking about refinancing? Now may be the perfect time for you! Aside from potentially lowering your rate, there could be many other additional benefits. Message me today to go over your needs and how I can help you with your refinance.

4/16/2024, 5:20:53 PM

To learn about what you SHOULD do when applying for a mortgage, call us today!

4/15/2024, 5:30:08 PM

False: VA loans often do not require a down payment for eligible veterans, active-duty service members, and certain surviving spouses. Looking for a VA loan? Message me to get started!

4/12/2024, 5:08:32 PM

Get The Cash You Need Fast - Click In Bio - interest rates up to 125% cheaper than other lenders πŸ€‘ #personalloans #personalloan #personalloanbank #newyorkloan #miamiloans #californialoans #floridaloans #texasloans

4/11/2024, 7:50:09 PM

Space feeling tight? It might be time for an upgrade! DM us to see how much home you’d qualify for and start looking for a space big enough for your growing family!

4/10/2024, 5:30:08 PM

Some of the best words to hear when you start the week. Real estate agents: Are your clients looking for a quick and easy mortgage experience? Send me a message to help them get started today!

4/9/2024, 10:34:58 PM

Curious about utilizing a bridge loan to secure your next real estate investment? #WilshireQuinn is here to guide you every step of the way! Whether you're unsure if a #bridgeloan is the right fit or eager to learn more, we've got you covered. πŸ’Ό We’re just one phone call away to provide clarity and support on our lending program. Don't hesitate to reach out! πŸ“žπŸ’¬ To learn more give us a call today πŸ“² 619-872-6000 or go to πŸ’» www.WilshireQuinn.com #hardmoneyinvestor #bridgeloanservices #californialoans #bridgeloanscalifornia #bridgeloans #lending #hardmoneylendingservices #bridgeloanssandiego #HardMoneyLoan #moneylender #investment #RealEstate #sandiego

4/9/2024, 5:00:18 PM

Why compromise when you can have it all? With our flex-term program, you can refinance into a rate and term that works better for your budget and your timeline. Call today to explore your options!

4/8/2024, 5:30:09 PM

Discover why #WilshireQuinn is a top choice for bridge loan financing! πŸ‘‡ Our commitment to real estate investors is unmatched: ⭐ Customer-first mentality ⭐ Proven 12-year track record ⭐ Quick and efficient loan process ⭐ 5-star rating on Google from satisfied clients Ready to experience the Wilshire Quinn difference? Give us a call today to learn more! πŸ“²619-872-6000 #smallbusinessowner #smallbusinessfunding #funding #bridgeloanslosangeles #californialoans #mortgagebroker #business #hardmoneyinvestor #hardmoneylendingservices #BridgeLoans #bridgeloanssandiego #lending #bridgeloans #bridgeloanservices #bridgeloanscalifornia #businesslending

4/4/2024, 5:00:23 PM

Use the government's money for a down payment. There are requirements and time is of the essence! Contact me for details or to see if you qualify. #cadreamforall #californialoans #downpaymentassistance #cahomeloans #governmentloans #cahome #dreamscometrue #homeownershipdream #firsttimehomebuyer #dreamforallsharedappreciationloan #dreamforall

4/4/2024, 2:23:19 AM

Don’t let your credit score hold you back when it comes to buying a home! FHA loans are more forgiving when it comes to credit, and you may be able to get one with as little as 3.5% down. Want to see if you’re eligible? Reach out today to learn more.

4/3/2024, 5:30:10 PM

We're not kidding: A mortgage broker has more options and are experts who know your area. Contact me today and let's have a great conversation.

4/1/2024, 5:30:10 PM

False: FHA loans are available to a wide range of borrowers, including first-time homebuyers, as long as they meet the eligibility requirements set by the Federal Housing Administration

3/29/2024, 5:01:01 PM

When you work with me, communication is key. You know you'll be getting the best experience throughout the mortgage process. Message me to get started!

3/28/2024, 5:54:40 PM

House hunting and struggling to solidify a budget? Let us help! Call today to see how much loan you can qualify for on your next purchase!

3/27/2024, 4:30:10 PM

How does what you do affect your credit score? Here's the breakdown. Have questions on how you can increase your score when it comes time for a pre-approval? Message me for help!

3/26/2024, 5:38:51 PM

Patrick McIntyre here, your friendly neighborhood loan officer, and I've got some seriously cool stuff brewing that could supercharge your listings and make qualifying buyers a breeze. The best part? It's all on me! No marketing costs, just pure win-win collaboration. πŸ‘βœ… Think boosted social media presence (Facebook, Instagram, even fancy LinkedIn!), eye-catching listing content, and targeted advertising that finds the perfect buyers for your properties – all without you lifting a finger (or spending a dime!). πŸŽ‰ Plus, I'll be your go-to mortgage guru, smoothing the loan qualification process for your buyers. Happy buyers, happy sellers, happy you! Imagine – double the success, zero marketing costs! Sounds pretty sweet, right? Let's chat! Whether it's a coffee meetup or a quick virtual call, I'd love to hear your thoughts and show you how we can team up to take your business to the next level. No pressure, just awesome possibilities! Ready to explore? Comment "REFERRAL" to learn more! πŸ“₯ #californialoans #homeinvestors #CaliforniaDreaming #sandiegohomeowner #californiamortgage #ConstructionLoan #TheChoiceIsYours #MobileHomeLife #letsbuildyourfuture #Homeownership #LoanOfficer #referralpartnership

3/25/2024, 8:55:07 PM

Getting a pre-approval gives you the power – the power to negotiate! Having a pre-approval always puts you ahead of a buyer who doesn't. This is a game-changer when you're in a bidding war with others. Call today to get started!

3/25/2024, 4:30:08 PM

Dream Home, Not Distant Dream! Turn your vision into reality with a construction loan. We'll guide you every step of the way! βœ…Streamlined process to get you building faster. βœ…Competitive rates to make your dream more affordable. βœ…Expert guidance every step of the way. Get a FREE quote today and see how close you are to your dream home! ☎️ 619 963-2562 #sandiegohomeowner #californiamortgage #sandiegomortgage #sandiegohomes #FirstTimeBuyer #CaliforniaDreaming #dreamhome #homeownership #homeinvestors #DreamHome #DreamHomeJourney #californialoans #SecureYourFuture #ConstructionLoan

3/22/2024, 9:45:35 PM

True: PMI protects the lender in case the borrower defaults on the loan, and it is generally required for conventional loans with a down payment of less than 20%.

3/22/2024, 4:16:33 PM

πŸ‡ΊπŸ‡Έ Are you a VA Loan Pro? Answers are in the comments! How did you score?β€¨β€¨πŸ€ If you are looking for someone specializing in VA loans, click on the link in my bio for a free consultation or fill out an online loan application at www.EvanTando.com. #homeloanΒ  #mortgageΒ  #VAmortgageΒ  #loanΒ  #refinanceΒ  #homeloansΒ  #mortgagebrokerΒ  #sandiegoloansΒ  #realestateinvestmenttipsΒ  #californialoansΒ  #mortgagelenderΒ  #VAhomeloansΒ  #mortgagesΒ  #realestateagentΒ  #homebuyingΒ  #lenderΒ  #realestateinvestingΒ  #mortgageloanΒ  #multiunitΒ  #mortgageratesΒ  #lendingΒ  #sandiegorealestateΒ  #moneytipsΒ  #sandiegobrokerΒ  #homebuyers

3/21/2024, 12:30:00 PM

Many believe the three most important things to consider when buying a home is price, location and features. Let's add one more β€” talking to an independent mortgage broker. We'll make sure you get the mortgage that's right for you. Call us today!

3/20/2024, 4:30:08 PM

Ready to buy your dream home? Message me to get started on your pre-approval today!

3/19/2024, 4:30:36 PM

In many cases, a mortgage payment can be the same or even less than rent. And getting into a house is not as expensive as you may think. I offer hundreds of mortgage products, including some designed for first-time homebuyers. Let's talk.

3/18/2024, 4:30:08 PM

False: While ARMs often start with lower initial interest rates, these rates can adjust over time, potentially leading to higher payments in the future.

3/15/2024, 3:58:35 PM

We do reverse mortgages too! Here are a few fun facts about them. If you have ever thought about getting a reverse mortgage or wanted to learn about them message me for all your reverse mortgage needs!

3/14/2024, 5:31:51 PM

We all dream of a place to call our own, a space that reflects our hopes and grows with us. But sometimes, that dream can feel distant, like something you just can't quite grasp.πŸ‘πŸ  We get it. We understand the challenges of saving for a down payment, navigating the complexities of the market, and feeling unsure where to even begin. Here's the good news: homeownership is a plan, and we're here to walk you through every step. Together, let's turn your dream into a reality. Contact us today and let's build your path to home.πŸ“žπŸ“© #homeownership #dreamhome #financialplanning #letsbuildyourfuture #CaliforniaDreaming #SecureYourFuture #Homeownership #californiamortgage #californialoans #firsttimebuyer

3/13/2024, 5:00:44 PM

Who says buying a home has to be hard? With stellar rates and low down payments, an FHA loan may be just what you need to ease into ownership. Give us a ring to get started today!

3/13/2024, 4:30:08 PM

We do reverse mortgages too! Have you ever thought about getting a reverse mortgage or what it is? Message me for more information to see if its right for you.

3/12/2024, 4:44:00 PM

Calling all veterans and active military! You served our country, now let your service score you a sweet deal on a house. That's right, we're talking VA loans, with amazing benefits like zero down payment and super competitive rates. At McIntyre Loans, we're VA loan rockstars. We'll cut through the red tape and get you into your dream home faster than you can say "barracks inspection." πŸͺ– Don't settle for a boring apartment when you can be chilling in your own backyard (or hot tub, we don't judge). Hit us up today and let's get you pre-approved! We'll make the whole process smooth sailing. You deserve it! P.S. Spread the word! Share this with your fellow veterans who might be ready to become homeowners. #californialoans #CaliforniaDreaming #SecureYourFuture #Homeownership #mortgagetips101 #VALoans #californiamortgage

3/11/2024, 6:42:05 PM

Whether from an inheritance or a gift, consider using your newfound money for a down payment on a home. Call me today to learn about the many advantages of homeownership.

3/11/2024, 4:30:08 PM

Thinking of buying a house in the Golden State? Look beyond the coast! These 5 rising California cities are projected for BIG home price growth by 2025! πŸ πŸ˜οΈπŸ’΅πŸ‘πŸ» San Diego - Anticipate a 0.4% increase by February 29, 2024, followed by a more significant jump of 2% by April 30, 2024. By January 31, 2025, prices are expected to surge by 6.2%. Santa Maria - Gradual growth is on the horizon, with a 0.1% increase by February 29, 2024, followed by 1.1% by April 30, 2024. By January 31, 2025, prices are estimated to climb by 5.6%. Bakersfield - Consistent growth is expected, with a projected increase of 0.3% by February 29, 2024, and 1.3% by April 30, 2024. Looking ahead, prices are anticipated to reach 5.2% by January 31, 2025. Merced - This market shows steady growth, with a projected increase of 0.4% by February 29, 2024, followed by 1.4% by April 30, 2024. By January 31, 2025, prices are expected to reach 4.8%. Hanford - This region boasts promising growth, with a projected increase of 0.4% by February 29, 2024, 1.4% by April 30, 2024, and 4.6% by January 31, 2025. #CaliforniaRealEstate #CaliforniaDreaming #Homeownership #californialoans #californiamortgage #firsttimebuyer #mortgagetips #SecureYourFuture Source: https://www.noradarealestate.com/blog/california-housing-market/

3/8/2024, 7:00:31 PM

True: Fixed-rate mortgages offer stability and predictability with a constant interest rate throughout the loan term, making budgeting easier for homeowners. DM me for more info!

3/8/2024, 5:00:36 PM

Looking to buy your dream home in the near future? Here are a few tips to help you prepare. Message me for more info!

3/7/2024, 5:27:28 PM

Don't let your dream home turn into a financial nightmare! βœ…πŸ  Setting a budget is the secret weapon for confidently navigating the home buying journey. Know exactly what you can afford and avoid overspending, ensuring a smooth transition into homeownership. Create your personalized budget roadmap today! ➑️ πŸ“© [email protected] πŸ“ž(619) 963-2562 #homeownership #californialoans #DreamHomeJourney #Homeownership #dreamhome #SecureYourFuture #californiamortgage #CaliforniaRealEstate #mortgagetips #FirstTimeBuyer #firsttimebuyer #CaliforniaDreaming

3/7/2024, 3:00:13 AM

Interested in refinancing but don’t want to start over with a 30-year mortgage? With Flex Term, you can customize your loan term and still save. Call us today to find out how to get a loan customized for you.

3/6/2024, 5:00:18 PM

Looking into a mobile home? Look no further for all your loan needs. DM me to get started on getting your dream home!

3/5/2024, 6:41:52 PM

Seeking a loan that aligns with your dreams? McIntyre Loans: Your Trusted Partner for Financial Solutions. We go beyond just offering loans; we understand the aspirations and dreams behind them. Our commitment to transparency, flexibility, and personalized service makes us the preferred choice for individuals and businesses seeking mortgages, personal loans, or business financing. Start your journey today. Contact McIntyre Loans for a consultation. πŸ“©[email protected] πŸ“ž+1 (619) 963 2562 #CaliforniaRealEstate #DreamHomeJourney #homebuying #homeownership #dreamhome #Homeownership #McIntyreLoans #SecureYourFuture #californialoans #sandiegohomes

3/4/2024, 5:40:06 PM

Hundreds of mortgage options that big banks and lenders can't offer. The ability to close most loans in 20 days or less. With advantages like these, a mortgage broker really is the mortgage expert you need on your side. Call me to get started.

3/4/2024, 5:00:38 PM

Opening a HELOC (Home Equity Line of Credit) is a quick, easy way to unlock the funds you need for your next renovation project. Call me today to learn how.

3/2/2024, 5:00:16 PM

"πŸŒͺ️✨ We're not in Kansas anymore... oh wait, YES we are! πŸŒˆπŸ‘  We're thrilled to announce that our lending company is now officially licensed in the wonderful State of Kansas! πŸŒ»πŸ’΅ So whether you're following the yellow brick road or just navigating your way through financial twists and turns, we've got your back! πŸ›£οΈπŸ’° Click your heels together and give us a call - because there's no place like home for getting the loan you need! πŸ‘πŸ’Ό #kansaslender #realestateloans #lending #multistatelender #californialoans #oregonloans #arizonaloans #coloradoloans #texasloans #michiganlender #tennesseeloans #floridaloans

2/29/2024, 10:02:30 PM

Purchasing a home is a journey, and you don't need to do it alone! As your mortgage expert, I'll be there to help guide you, answer your questions and ensure you get a competitive rate for your home loan. Let's connect!

2/28/2024, 5:00:14 PM

Ever wish your home could do more? At McIntyre Loans, we believe your home is more than just bricks and mortar; it's a wealth of potential waiting to be unlocked. That's where our Home Equity Line of Credit (HELOC) comes in. It's more than just a loan; it's a flexible financial partner that unlocks the hidden potential within your home's equity. Ready to explore how a HELOC can work for you? Access funds as needed: Draw only what you need and pay interest on the used amount. Competitive rates: Keep your borrowing costs manageable with our attractive rates. Revolving credit line: Repay your balance and access funds again throughout the draw period. Local expertise: Our Chula Vista, San Diego, and Otay market knowledge ensures personalized guidance. #sandiegohomeowner #sandiegohomes #SanDiegoMortgage #mortgagetipsandadvice #californialoans #realestateinvestor #mortgagetips101 #HELOC Contact us today and unlock the possibilities!

2/26/2024, 5:47:57 PM

Real estate agents, wondering why you should partner with a broker like me? Big banks and retail lenders have limited loan options. When you use me, I'll find better home loan options for your clients. Let's work together! DM me to see how I can help you and your clients!

2/26/2024, 5:00:10 PM

You may be eligible for a lower rate for at least one year, saving you thousands of dollars you can use on making your new home the perfect one. Call to see if you're eligible!

2/23/2024, 7:00:09 PM

Check out @WilshireQuinn’s most recently funded loan: We provided a $16,500,000 refinance loan on a newly constructed multi-family property in San Diego, California. πŸ’° Loan Amount: $16,500,000 βš™ Loan Type: Refinance 🏭 Property Type: Multi-Family πŸ‘‰ Loan-To-Value: 59% ⏰ Term: 12 Months #bridgeloan #californialoan #hardmoney #californialoans #california #sandiegoloan #sandiegoloans

2/21/2024, 11:27:07 PM

Forget dragons and moats, in the world of commercial loans, the biggest battles are fought with numbers and strategies. But here's the good news: every risk we manage together is a victory for your business dreams! Remember, every hurdle we overcome is a step closer to your goals. So let's ditch the loan jargon and talk straight about what matters most: securing the perfect loan for your business vision. Contact me today, and let's build something amazing, together! πŸ“žπŸ πŸ† * * * * #realestateinvestor #californialoans #sandiegomortgage #SanDiegoMortgage #sandiegohomes #sandiegohomeowner #realestategoals #mortgagetips101

2/17/2024, 3:00:30 AM

This Valentine's Day, I'm not just celebrating the love between partners, but love in all its forms - the love for family, shared dreams, and the love for building a secure future together. For many, that future includes owning a home, a place to gather loved ones, create lasting memories, and watch your dreams take root. As your mortgage broker and loan officer, I'm here to help make that dream a reality. Remember, a mortgage isn't just a loan, it's an investment in love. Let me guide you to unlocking that investment and building a future filled with security and joy. πŸ₯°πŸ  #realestateinvestor #SanDiegoMortgage #sandiegohomes #realestategoals #sandiegohomeowner #californialoans #sandiegomortgage #ValentinesDay #LoveYourHome

2/14/2024, 5:39:10 PM

McIntyre Loans isn't just about lowering your rate (although we're awesome at that!), we're about empowering you to reach your financial goals πŸ†πŸ₯‡ Here's what sets us apart: Personalized plans: We don't do cookie-cutter solutions. We listen to your needs and tailor a refinance strategy that fits your unique goals, whether it's saving money, consolidating debt, or accessing equity for home improvements. Streamlined process: Refinancing can feel overwhelming, but we make it easy. Our team of experts walks you through every step, keeping you informed and stress-free. Competitive rates: We leverage our strong relationships with lenders to secure you the best rates possible, putting more money back in your pocket. Ready to unlock your home's hidden potential? Don't wait, call us now at 619 963 2562 or e-mail us at [email protected] to get started! #sandiegomortgage #USDALoans #SanDiegoMortgage #VALoans #sandiegohomeowner #realestateinvestor #realestategoals #JumboLoans #HELOC #sandiegohomes #californialoans

2/12/2024, 5:00:47 PM

Dreaming of your perfect home? Remember, it all starts with smart budgeting. πŸ‘πŸ’‘ Take charge of your mortgage journey today! #sandiegohomes #realestateinvestor #JumboLoans #sandiegomortgage #VALoans #SanDiegoMortgage #realestategoals #USDALoans #sandiegohomeowner #realestatelife #californialoans #RealEstateSuccess #HELOC

2/7/2024, 10:00:19 PM

Latest update on mortgage an refinance rates as today 🧐 DM me to learn more! Source: NerdWallet USA https://www.nerdwallet.com/?trk=nw_gn_6.0 #realestateinvestor #sandiegohomeowner #JumboLoans #sandiegohomes #californialoans #HELOC #VALoans #USDALoans #SanDiegoMortgage #sandiegomortgage #RealEstateSuccess #realestatelife #realestategoals #realestateinvestor

2/6/2024, 6:40:12 PM

Lower initial rates, adaptable terms, expert guidance - McIntyre Loans offers ARMs tailored to your evolving needs! ✨ ➑️ Enjoy lower monthly payments & flexibility for life changes (like moving or refinancing) with our 5/1, 7/1, & 10/1 ARM options. ➑️ Get matched with the perfect ARM & expert advice. Our team is here to guide you every step of the way. Ready to explore your options? Contact McIntyre Loans today! ☎️ #JumboLoans #sandiegomortgage #californialoans #VALoans #USDALoans #HELOC #sandiegohomes #sandiegohomeowner #SanDiegoMortgage #realestatelife #realestategoals #RealEstateSuccess #realestateinvestor

2/5/2024, 6:00:34 PM