Not all debt is created equal. Borrowing funds to finance a property purchase (that will increase in value) is one thing, and certainly not a bad thing.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Bad debt is an entirely different beast. We’re talking credit cards, payday loans, even buy now, pay later services.⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ These types of debt can impact your chances of being approved for a home loan - so the sooner you clear them, the better.⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Get in touch for advice on what the banks will consider when assessing your home loan application. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
🦅 Lending to property investors is soaring once more 🦅 The value of new investment loans in February 2024 was 21.5% compared to a year ago, according to ABS data. What’s driving investor interest? 🤔 ✅ Vacancy rates at a record low 0.7% (Domain data) ✅ Expectations of a possible rate cut later this year ✅ A jump in listings giving investors more choice (SQM research). ✅ Potential tax savings of negative gearing (seek your accountant/financial planner's advice). Ready to become a property investor yourself? Talk to us today about the investment loan that matches your needs. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Every day, more than 2000 Australians refinance their home loan to another lender. If you're keen to explore whether there's a more competitive offer out there for you, it pays to have a broker in your corner. Get in touch if you'd like our guidance. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
Working with me as your finance broker comes with a unique advantage—you won’t have to pay for my services. When you choose to collaborate with me, you also gain access to the following benefits: 📌 Personalised Financial Solutions: Tailored strategies for your unique goals. 📌 Dedicated Support: Consistent guidance through complex decisions. 📌 Unbiased Advice: Prioritising your interests with impartial recommendations. 📌 Cost Savings: By eliminating fees, you can allocate more resources to investments and savings. So, ready to achieve your financial goals without the burden of fees? Let’s connect today! Click the link in our bio🫶. . . . #adelaidebroker #refinancinghome #carrefinancing #lendingspecialist #mortgagebrokeradelaide #mortgagebroker #loanspecialist
~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
💪 How does your home loan rate shape up? 💪 Your home loan may have had a red hot rate back in the day. 🙌 But is it still competitive? 🤔 One in five borrowers haven’t compared rates since first taking out their loan (Mozo report). Keeping on top of your loan rate doesn't need to be difficult though. 🙃 Talk to us about a home loan review. 🙌 It lets you know if your loan is still getting a good rate – with all the features and flexibility you need. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
If you’ve ever engaged in conversation about property investment, you’ve likely heard the terms ‘capital growth’ and ‘rental yield’. But what do they mean – and is it possible to have the best of both worlds ⁉️ There tends to be a trade off between growth and yield – more of one tends to mean less of another. As always, exceptions apply and there are ways to potentially get both with the right property and strategy. Reach out for a chat to find out more! ~ #RealEstateFinance #LowInterestRateMortgage #FinanceForYourFuture #MortgageBrokerAustralia #HomeLoanOptions #FirstHomeBuyer #HomeLoanExpert #BuyingYourDreamHome #HomeLoanConsultant #MortgagePlanningAustralia #MortgageSolutionsAustralia #MortgageBrokerBrisbane #MortgageBrokerAdelaide #RefinanceAustralia #InvestmentPropertyLoan #LoanMarket #InvestmentPropertyFinancing #MortgageAdviceAustralia #HomeOwnershipGoals #AffordableMortgageRates
How enchanting is the Barossa Valley? 😍 If your loan repayments are getting in the way of enjoying these delightful experiences, we'd love to share this with you! ❤️ It's no secret that at Rise High, our sole purpose is to guide you to achieve your finance and lifestyle dreams! A monumental way we embody this commitment is through our proactive review and repricing initiatives, regularly conducted by our Customer Care team. For the lifetime of your loan, our team is working behind the scenes to keep the banks honest and save our clients money! 🤩 Through these initiatives, our Customer Care team saved 68 clients a total of $49,439 throughout the month of April! (An average of $727 on savings in yearly repayments each! 🥳🥳) Celebrating your savings on a wine tour with your partner or friend, where you can take in the vibrant scenery and taste divine local food and premium wines is one of the things you could do with the right support! 🍷 With these savings, our clients would be in a great financial position to immerse themselves in the history of one of the most admired wine-producing regions in the world! Making the most out of their hard-earned money! 😊 The world beyond our backyard is begging to be explored! 🌍 Let's continue our journey towards your financial dreams so that you can experience the finest that life has to offer! 🥰 Here's to our partnership! 🥂 #RiseHigh #financialfreedom #mortgagebroker #mortgagetips #homeloan #mortgagerepayments #loantips #mortgagebrokeradelaide
How to improve your chances of getting a home loan: 1. Check your credit score and credit history: Address any issues or errors. 2. Save for a deposit: Most lenders require at least 5% of the property's purchase price as a deposit. 3. Reduce your existing debts: Lenders will consider your existing debts when assessing your ability to repay the loan. 4. Stay consistent: Avoid making any major purchases or changes to your financial situation before applying for a loan. 5. Get professional advice: Ideally from a trusted mortgage broker. We'll help you understand your options and improve your chances of being approved. There are always exceptions to the above, so get in touch to understand how this applies to your unique situation. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
⏳ How long does it really take to get a home loan? ⏳ As soon as you pay a deposit on a home, the clock is ticking to line up a home loan. ⏰ Finance (or cash 😅) is required by settlement, or you could cop costly fees and penalties. 😬 As a rule, try and allow around 4-6 weeks to land a loan. There’s plenty you can do however to help speed up the process: ✅ Talk to us to know if your finances are home-loan ready ✅ Have the paperwork in place that lenders like to see ✅ Check you’ve completed the loan application accurately Ask us about loan pre-approval too. It can be a lot less stressful than applying for a loan after you’ve paid a deposit. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Money is the No. 1 thing couples argue about. You might not like talking about money with your partner. But do you know what’s even more awkward? Finding out you're not financially compatible and letting this cause friction in your relationship. Have you had the 'money talk’ with your partner, or is it something you both avoid? #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
If you’re looking to invest in property, you may be debating with yourself: is an apartment or a house a better investment? 🤷♂️ The truth is, there is no concrete answer and it depends on a number of circumstances! ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
🤨 Is FOMO, FOBO or FOOP clouding your judgement? 🤨 Three common mind traps can get between you and your property goals. 🏡 Fear of Missing Out (FOMO) is the most famous of the trio and can lead to overpaying (and thus, taking on too much debt), as buyers race into the market to buy before prices potentially rise higher. 📈 Fear of Better Options (FOBO), on the other hand, can see buyers waiting on the sidelines for too long (or indefinitely!) for a better property to come along. ⏰ Fear of Over Paying (FOOP) can also be a big mental block. But plenty of research can let you know if you’re paying a fair price. 👍 If you've got doubts about what you can afford to buy, speak to us today and we'll help you assess your borrowing capacity. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
When it comes to home loans, one size definitely doesn't fit all. Let's take a look at the different ways the interest on your loan can be applied: 1. Fixed rate: Consistent, predictable repayments. 2. Variable rate: Flexible, that shifts with the market. 3. Split loans: A mix of both fixed and variable. Choosing which option would work for you depends on so many factors. It's all about aligning your loan with your long term property goals and making sure the features of the loan work in your best interests. You also need to make an educated assessment on what is likely to happen in the market – although as we've seen no one has a crystal ball on interest rates. Get in touch to discuss the type of home loan that will work for you. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
May the fourth be with you! ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
Working with Renown Private Lending gives you that little extra peace of mind knowing that we have your best interest in mind. @foundedgroup you are correct it is all about balance. #mortgagetips #mortgagebroker #mortgages #mortgagebrokeradelaide #mortgagerates #financialplanning #homebuyingtips #homebuying #financialfreedom #financialgoals #firsttimehomebuyer
Looking to buy property? Buyer's advocates are becoming more widely used than ever. A buyer’s advocate is a real estate professional who will find out what you want in a property and do a lot of the legwork for you in the searching, inspecting, negotiating and purchasing phases. They can save you time (and money) by providing you a shortlist of properties and attending inspections and auctions on your behalf. They may even find you an off-market hidden gem. Get in touch if you'd like our recommendations for an incredible buyer's advocate with sharp insight into the area you're looking to buy. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
🏡 Home owners now have an extra $71,000 in equity (on average) 🏡 CoreLogic's home value index has skyrocketed $71,832 since January 2023. 📈 That could mean a 5-figure jump in your home equity! 🙌 Want to make your home equity work harder for you? Here are some potential ways you could leverage it: 🏡 Refinance your home loan to save on interest 🏚 Tap into renovation funds to improve your home’s value 🏘 Buy an investment property without (possibly) dipping into cash savings Talk to us today about ways you could unlock your equity and pursue other opportunities. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Are you worried about what happens when your fixed rate period ends? Our team can help you navigate this process and find a competitive offer based on your needs. Don't let your home loan become a burden – let us help you stay on top of your finances. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
🤔 Should you sit tight? Or buy a property now? 🤔 Great news! Some of our biggest banks - including NAB and Westpac - are expecting interest rates to fall later this year. 📉 So … should you buy your first home or an investment property now? Or hold out a little longer? 🙃 Sure, a drop in rates could boost your borrowing power. 💪 The catch is that lower rates could potentially stimulate home buying activity, possibly driving home prices higher. 📈 That’s why the saying goes: 'the ideal time to buy is when you’re ready to do so'. 🙌 And how do you know when you're ready to buy a home? 🏡 Well, one way is to come speak to us to find out how much you could borrow. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Is 2024 going to be the year you climb the property ladder? Sounds like a plan, but we bet you've got a whole heap of other tasks on your plate. One of the biggest benefits of our service is that we take care of all the paperwork and guide you through the mortgage process from start to finish. From completing the loan application to negotiating with lenders and handling the closing documents, we'll be with you every step of the way. It's about saving you time and hassle, and giving you peace of mind knowing that a professional is handling your home loan. Contact us and we'll make the mortgage process as seamless as possible. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
Considering buying your dream home but unsure about Lenders Mortgage Insurance (LMI)? Swipe for a simplified break down of what it means! Still have questions about LMI? Drop them in the comments below! We're here to help 👇 ✨ . . . #mortgagebrokeradelaide #LendersMortgageInsurance #HomeBuying #FinanceFAQs
You're free to do what you want with your own money, of course, but we just can't go past this straight talking wisdom. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
Whether your home renovations look like a full backyard transformation complete with a pool, or you’re just wanting to put new tiles in the bathroom, we can help you secure the finance to get there. 💰 ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
🏡 How your deposit size can shape the interest rate you pay 🏡 Size matters! At least when it comes to how your home-buying deposit can impact the rate you pay. Lenders often set your home loan rate taking into account your loan-to-value ratio – or LVR. 🤓 That’s the percentage of your home’s value that you need to borrow. 🏦 The smaller the LVR, generally the less risk for a lender – and that could see you rewarded with a lower rate. 📉 How much lower? Give us a call and we'll help you explore your options. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Ever wonder what a mortgage broker actually does❔ Sorting your finance through a broker rather than directly with the lender has a world of benefits! It’s like choosing from 60+ lenders to get the best option for you… but your broker does all the heavy lifting! Because who’s got the time for all that research, right? 🤷🏻♂️ ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
Those online calculators are not exactly famous for being accurate. So how much can you really borrow? It used to be that banks would let you borrow around ten times your annual income. These days it's closer to 6 or 7.⠀ ⠀ (It depends on your existing debts, of course).⠀ ⠀ Each lender has their own policies on how they judge different sources of income. Some won't factor in your overtime, for instance. Others won't include the earnings from your freelance work. This can be the difference between being able to borrow enough for your dream home, or not.⠀ Or the difference between getting approved for Loan A, versus getting knocked back from Loans A, B and C. Don't go it alone - get in touch to talk about the best approach to your unique situation. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
A decade ago, credit reports contained very little information and only focused on the number of credit applications and any negative behaviour. The good news is, credit reports are now much more comprehensive, which means they also report on all your good behaviour, too! When you apply for a loan or credit card, lenders may look at your credit report to see how healthy your credit score is. The report is a record of your credit history and includes whether or not you pay your creditors on time. You can keep your credit score healthy by paying your bills — including credit cards — on time. You might also want to keep applications for credit to a minimum because you don't want lenders thinking you're racking up debt left, right and centre. Need access to your credit report? Ask us how! #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
🙌 The pros of having a mortgage broker on your side 🙌 The words “home loan application process” can strike fear in the hearts of many. But you don't have to go it alone. 😁 According to recent MFAA stats, seven-in-10 home loan seekers have now cracked the code: turning to mortgage brokers to help them land a loan. 🤝 Here are three key reasons why... 👇 1. We can do the bulk of the legwork for you. 2. Our inner knowledge of the finance industry could help boost your chances of home loan success 3. We can provide you with continued support throughout the duration of your home loan. To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Did you know what a payment deferral was before seeing this post?
🤔 Why are home values defying higher interest rates? 🤔 Rates have soared but that doesn't seem to have put a dampener on property values across most of the country. 🏡 Why not? Well, CoreLogic points to three potential reasons. 👇 1. A strong bounce back in population growth. 2. Tight rental markets mean more people are thinking of buying instead of renting. 3. High activity among buyers who don’t need a home loan (yes, we’re talking cash buyers). The take-out? If you wait for property values to fall to get into the market, well, it may not happen. ⚖ Timing the market can be incredibly difficult - especially the property market. 'Time in the market' could be more straightforward to achieve. 👍 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Breaking into the property market is no small thing. To qualify for a loan, you usually need a decent-sized deposit, which can be hard to save up for when you're paying rent. Using a guarantor may make sense for you if: - You don't have a 20% deposit, and you want to avoid paying that extra insurance (LMI), and - You have a close family member who's willing to put their own property up as security. A guarantor can give you the boost up the property ladder you need. And the good news is that once you've built up enough equity in the property, your guarantor can be released from their commitment. Get in touch if you'd like to understand the ins and outs of how it works, and for tips on how to broach this subject with your potential guarantor. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
If you’re thinking about renovations, speak to the building experts first. Some may warn you about ‘over-capitalising’ – which is code for ‘you’re not going to increase the value of the property by the amount you’re spending’. It’s good advice, although it depends on your intentions for the property. It also pays to speak to an expert about the most effective way to finance renovations – there are lots of options. Let us know if you need a hand. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
Apparently today was national pet day? Just another day in the office for me. 🐹 ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
What would you do if we told you that YOU could witness the Vivid Sydney festival in person? 😍✈️ For 33 of our cherished clients, experiences such as this are far from impossible! In March our driven customer care team saved a spectacular total of $39,646 on annual interest! This means an average of $1200 each in annual savings for 33 of our valued clients! Imagine celebrating with a magical three-night trip for two, where you can stay amongst the bustling, vibrant Sydney Harbour, enjoying magnificent entertainment and creating lasting memories with a loved one 🥂🥰. At Rise High, we’re passionate about helping you reach your financial goals so that you can experience the wonders that life offers! We hope to continue this rewarding journey together. 🥳 #RiseHigh #financialfreedom #mortgagebroker #vividsydney #sydneytravel #mortgagetips #homeloan #mortgagerepayments #loantips #mortgagebrokeradelaide
🙌 Buying your first home in 2024? Here's how to get ready 🙌 Lenders consider many things when you apply for a first home loan. 🤔 But one thing they tend to really look at is ‘genuine savings'. 💰 That means you’ve been steadily tucking cash away - usually for at least 3 months. Bonus points for longer! 😅 Regular saving shows you could have what it takes to handle a home loan. 💪 So, don’t delay – draw up a budget, work out what you could possibly save, and start growing savings today! 😁 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
If investing in property is on the cards for you then you've probably heard about Capital Gains Tax (CGT). CGT is applied to the profit you make when you sell an investment property, shares, foreign currencies (and a few other types of assets). It won't apply to property you've inherited, provided you don't hold onto it for more than two years. We won't take you through all the ins and outs of CGT in a social media post, but be aware it's something you need to factor in when looking at expected ROI on your investment portfolio. By being aware of these numbers, you'll be in a better position to define your property investment strategy. Let us know if you'd like a recommendation for a good accountant who can help you crunch the numbers. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
🏘 Lending to property investors is increasing once again 🏘 Latest ABS figures show that in December 2023, banks lent over $26 billion in new home loans. And one-third of this figure, a whopping $9.5 billion, was to property investors. That equates to 36.2% of all housing loans – the highest market share for property investors since mid-2017. 😮 What’s driving investor interest? 🤔 ✅ Rent returns as high as 9%, according to Proptrack. ✅ Expectations of more house price growth in 2024, according to CoreLogic and ANZ bank ✅ A wafer-thin vacancy rate of 1.1% nationally (SQM Research) If buying an investment property is on your radar in 2024, talk to us today about your options for an investment loan. We can help you work out how much equity you may be able to leverage, as well as your overall borrowing capacity. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Here are a few things you should be thinking about if you're planning to apply for a home loan: 💸 Are you excess spending on non-essentials (UberEats, gambling 👀)? 💸 Are you withdrawing from your “savings” account? 💸 Do you have other debts or credit cards? Get in touch with our team to discuss how you can put yourself in the best position to get approved for a home loan in 2024! #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
Saving for a deposit is the biggest hurdle for first home buyers. But buying your first home or investment property isn’t out of reach. Here are our tips for reaching your goal sooner. 1. Set a savings goal 2. Work out how much to save each month 3. Get rid of your debt 4. Look for ways to cut back on spending 5. Open a high interest savings account The process of saving for a first home can seem overwhelming. We can help you by looking at your situation and goals and creating a savings plan to get you onto the property ladder. Get in touch today! #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
✅ Three home loan goals to consider ticking off in 2024 ✅ Try one or have a go at them all to try and potentially save on your home loan. 👇 1. Give your home loan a health check. Have peace of mind that your loan is in good shape and continues to match your needs. 🙌 2. Ditch lender loyalty. Perhaps explore what other lenders have to offer. 👀 3. Check you’re not paying for features you don’t use. Why pay more? 🤔 Call us today to start ticking off the above checklist and pocket potential savings in 2024. 👍 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Anyone can - eventually - find the 'cheapest' loan option, but there's more to a home loan than just the interest rate. Whether you're an ambitious first home buyer, or a fairly sophisticated investor, we'll help you make sure your finance is structured in a way that supports your overall strategy. Get in touch for strategic guidance on your home loan. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
Great to see another happy client. 🙌🏼 ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
⚖ Buy or sell first? It can be a juggling act ⚖ Buying before you sell your current home can be tempting if you’ve seen a place you love. ❤ But it may mean you need bridging finance – that’s an extra loan to tide you over until your old home sells. 🏡 Not all lenders offer bridging finance. And it can sometimes be a bit more pricey. 📈 It can also mean juggling two loans at the same time. 🙃 But, if you see the house of your dreams on the market and you need to act fast to buy it, it could help you bridge the money gap. ✅ To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
One of our absolute favourite parts of the job is that we get to educate people about finance along the way.⠀ ⠀ Trust us, it's not boring when it saves you thousands of dollars, countless hours and all the angst that would come from going it alone. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
Looking for a good deal this Good Friday? Get in touch! ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
Happy Easter to everyone! We hope you all enjoy a lovely break with family and friends 🐰🍫 #Easter #finance #financia #Homeloanadelaide #investmentloanadelaide #homeloans #mortgagebrokeradelaide #mortgagebroker #lending
👍 4 tips for self employed home loan applications 👍 Run your own business? Applying for a mortgage when you’re self-employed may have you jumping through more hoops. 🙃 But it needn’t deter you from getting into the property market. 🙌 Here are 4 tips to consider to help you apply for a mortgage like a boss. 💪 1. Get your finances in order: build up a healthy credit score, lower your living expenses, save up a healthy deposit (aka genuine savings) and a cash buffer. 2. Make sure your business and personal finance documents are up to date. And run your business on accounting software such as Xero, MYOB or Hnry. 3. Choose your lender wisely. Applying with lenders that have a track record of approving self-employed loans might be a wise move. 4. Get in touch with us today. We can help you get started with many of the above tips! To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
There's nothing wrong with debt, and many of us will need to take it on at some point in our lives. But it can cost you so much more than it needs to. If you're one of the many people who avoid talking about debt, then it's even more important that you do! And, if you're looking to buy a home, and feel your existing debt is stifling your savings goals, then it may be time to get in touch to discuss your options.⠀ #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
Swipe to find out the top 5 things to consider before applying for a home loan! It’s important to have a solid idea of where you’re at before diving into the loan application process to ensure your expectations aren’t unrealistic! Here are the top five things you need to check out first 👇 🏠 What is your financial situation and budget? 💳 Do you know your credit history and score? 💰 What deposit do you already have, and are there any additional costs to consider? 📈 What are interest rates like at the moment, and do you understand the different loan features from various lenders? 🏡 What are your future plans, and do they impact your financial stability? These are all questions we can help you understand here at Your Finance Nook. The world of finance can be overwhelming, but we’re here to break it down in a way you can understand and feel confident moving forward with your home loan. 💼 Follow us for more tips and expert advice on securing the right home loan! 📲✨ #homeloantips #homeloan #mortgagebroker #mortgagebrokeradelaide
🏡 Are you prepared to buy at an auction? 🏡 February saw a pick-up in auction activity, and CoreLogic says demand from buyers has kept pace, with clearance rates above 70%. 📈 If you’re planning to buy at auction, it can help to be prepared. 🙌 So here are some steps you may choose to take in advance: 👇 1. Talk to us about your borrowing capacity 2. Consider home loan pre-approval so you can bid with confidence 3. Arrange a pest and building inspection 4. Understand how the deposit should be paid on auction day 5. Have the sale contract reviewed by an expert to avoid hidden surprises. To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
If the phrase 'mortgage stress' fills you with dread, then it's worth looking at what it is, and what can be done about it. The ABS defines mortgage stress as a household that's spending more than 30% of its income on mortgage repayments. And so when you consider that wages have been stagnant for some time, interest rates have risen, and inflation is well beyond the ideal 2-3% then it's no wonder many Australians are feeling the pinch. Signs you may be under – or at risk of – mortgage stress: - The portion of your income being spent on your mortgage is increasing at a rate that feels uncomfortable - You've exhausted most of your 'rainy day' funds - Your income is about to drop significantly - You're paying bills with credit cards - You're late on your repayments - You're unable to save or invest What to do about it: - Shop around on your utilities - Look into strategic debt consolidation (we can help) - Speak to us about getting a better deal on your mortgage There are always options, you just need the right guidance. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
You may have heard a rumour floating around that you need a 20% deposit in order to buy a house. Consider that myth busted. In fact, there are ways to purchase property with as little as a 5% deposit. From guarantor loans to LMI, your broker can help you find out if you’re eligible‼️ ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
So, you’ve been working hard, clocking up some overtime, getting serious about your side hustle, winning more clients, or slowly climbing the corporate ladder. Your salary is healthier than ever, yet it’s not as though you’re saving, investing, or donating more. Where has it gone? Think gym memberships that never get used, extra streaming services that aren’t needed, more meals out. The antidote? A budget! Who's tried a budget that hasn't stuck? Who loves budgeting? Who can't think of anything worse? #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
The process of engaging a finance broker really is all about YOU! 🫵 ✨ At the end of the day, we want to secure the best loan for you, ensuring it not only helps you attain the asset or lifestyle you desire but also fosters longevity and financial freedom. 🫶 Yes, we’re mortgage brokers, and naturally, we’re eager to hear from you! Head to the link in our bio to book a call and discuss your next financial move. 💲 🔗 💗 #adelaidebroker #refinancinghome #carrefinancing #lendingspecialist #mortgagebrokeradelaide #mortgagebroker #loanspecialist
📢 Breaking: mortgage brokers help home buyers master LMI 📢 Lenders mortgage insurance (LMI) can be a source of confusion for home buyers. 🙃 But new research from MFAA and Helia shows mortgage brokers are helping Aussies get a better grasp of LMI – how it works, and how it can help buyers achieve their property goals. ✅ Put yourself in the know. 🤓 Talk to us for a clear explanation of what LMI is, when it applies, and how you can be an LMI boss to potentially get into your own place sooner. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Wondering what the banks look for when they assess your home loan application? Let's take a look at the five Cs of credit: - Capacity: Can you afford to pay them back? - Capital: How do your assets stack up against liabilities? - Character: Do you manage your money well? - Collateral: Are you buying a quality investment? - Conditions: Is your situation compatible with paying back the loan? Questions on how this applies to your situation? Get in touch! #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
So you have organised your home loan pre-approval, you are set to head out to lots of open home inspections and auctions. Finding the home of your dreams or the right investment property isn't so easy sometimes. We suggest you make a list of needs and wants. The needs are the non-negotiables, the must haves and then the wants are extra things that would be a bonus to have. Have the location where you want to live chosen but be open to looking at suburbs that are near it as prices may vary. If you find a home you love and are unsure of the pricing (due to how the real estate agent puts it on the market) give your broker a call. They may be able to look into the price for you and give you some guidance. Eadon Home Loans are here to help. Call us today! . . . . #homeloansaustralia #preapprovalhomeloans #financialadvice #homeloanspecialist #mortgagebroker #homeloanadelaide #buyingyourfirsthome #mortgagebroking #homeloanservice #mortgagebrokeradelaide #refinancemortgage #homeloantips #mortgagetips
You are all sorted financially, you can put offers in on properties or go to auctions and bid. Once you sign a contract we suggest you get the contract to your broker as soon as possible as they will need it to send through to your bank of choice and also pass on to your conveyancer. After this you are waiting for your formal finance approval to come through. If you bought at auction there will be no 'Cooling Off period", meaning you own the home straight away and you will have a settlement day in place to move in. Also you are responsible to organise insurance for the home as well. If you buy private treaty you will have a "Cooling Off period", this is to protect you if the finance falls through. If the bank does not approve your finance you can pull out of the contract in the "Cooling Off period". Call us today if this all sounds too confusing and we will talk you through it. The Eadon Home Loans Team☺ . . . #homeloanadelaide #homeloantips #buyingyourfirsthome #mortgagebroker #homeloanspecialist #financialadvice #mortgagetips #mortgagebroking #homeloansaustralia #mortgagebrokeradelaide #homeloanservice #broker
Settlement Day is so exciting for everyone! You get to move into your dream home! We are so happy for you.😁 On settlement day you have to wait for a call from the real estate agent and your conveyancer to tell you it has settled before you can get hold of the keys. This can be at anytime of the day. It is a good idea to have all your utilities organised to be connected on this day as well. Have any more questions? Please feel free to give us a call. The Eadon Home Loans Team . . . #homeloanspecialist #buyingyourfirsthome #mortgagebrokeradelaide #homeloanservice #mortgagetips #homeloanadelaide #financialadvice #homeloantips #mortgagebroker #homeloansaustralia #mortgagebroking #preapprovalhomeloans
🤔 Are borrowers becoming complacent about high interest rates? 🤔 Lending data from the ABS shows refinancing was down 12% in late 2023 compared to the year before. 📉 So are we learning to live with high rates or are there still savings to be made by switching? ⚖ Well, perhaps it's not time for complacency just yet. 😅 We're still seeing big variations in home loan rates. 🙌 Switching to a lower rate loan could put money back in your hands. So don’t be left wondering – try and find out if you could do better. 👍 Talk to us today about a home loan review, we’ll let you know how your mortgage shapes up against the market. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
Einstein asked if a cluttered desk is the sign of a cluttered mind, then what does an empty desk signify? Sounds a bit like what someone with a messy desk would say, but we're running with it. #MortgageBroker #MortgageBrokerSydney #MortgageBrokerMelbourne #MortgageBrokerBrisbane #MortgageBrokerAdelaide #MortgageBrokerPerth #HomeLoans #LendingSpecialist #Finance #Property #Investment #Refinance #Savings #TrustedAdvisor #Marrickville #InnerWest
No need to carry a lucky charm. With a broker on your side, we can help you create your own luck. 💚🍀 ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
Have you got, or are you thinking about getting pre-approval for your home loan? 💬 It can be a great way to understand your borrowing power, however keep in mind your pre-approval doesn’t last forever. It’s important to check with your broker when the right time is for you to apply for pre-approval as well as being aware of when it expires. ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse
🏡 Choice ramps up for prospective house hunters 🏡 The number of homes coming onto the market is increasing, with new listings on realestate.com.au up 12% nationally in January. 📈 It’s potentially great news for home buyers, who now have more choice. 👍 Drawing up a list of must-have home features can help you stay focused during your property search. 🙌 It also helps to be ready to act when you see a place you’d like to buy. 🏠 Another way to be prepared is to have home loan pre-approval in place. That can help you set a buying budget, so you can focus on homes within your price range. 🏡 It also means you can make an offer with confidence – and stay one step ahead of less-organised buyers. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
I helped Shaun with his home loan, and I can help you too. With access to thousands of loans across leading lenders, I can research better rates, and even negotiate with your current bank on your behalf. Plus, I don’t charge you for this service – so contact me today.
Everyone's financial journey is different! Whether it's your first home or your 5th, a personal loan for a car or a commercial loan for a business - I am here to help. We won't just talk about what you want to achieve now, but also your bigger goals for the future. I want to make sure we are always working towards getting you where you want to be! 💚 📱0435 566 095 📧[email protected] #homeloansmadeeasy #refinanceyourhome #refinance #mortgagebroker #mortgagebrokeraustralia #firsthomebuyer #mortgagebrokeradelaide #finance #LoanToValueRatio #homeloanspecialist #homeloans #homeloansolutions #refinanceloans #firsthomebuyeradelaide #firsthomebuyersgrant
🏡 First home buyers roar back into market 🏡 First home buyers stormed back into the market last year, taking out 28.5% of all new home loans, according to ABS statistics. Could you (or someone you know) be next to buy a first home? 🤔 Here are 5 potential tips to help get started: 1. Talk to a mortgage broker – we’ll help break down the home buying process, and explain how you can become home loan-ready sooner. 2. Save, save, save – the bigger your deposit, the less you may need to borrow. 3. Cut your credit card limit – reducing card limits could boost your borrowing power. 4. Check out first home buyer incentives – a financial helping hand might fast-track your first home purchase. 5. Consider a 5% deposit scheme – buying with 5% deposit? In some circumstances it can be done! Call today for more ideas on getting into your own home sooner. 👇 To find out more, contact SHAKE Finance on: ☎ – 0432 759 744 💻 – [email protected] #shake #shakefinance #mortgagebrokeradelaide #homeloans #digitalmortgagebroker #mortgagebroker #mortgagebrokerMelbourne #mortgagebrokerSydney #onlinemortgagebroker #mortgagebrokeraustralia
If you’re ready for your next adventure and looking to purchase a new property to move into, a bridging loan could help you get there. 🌉 ~ #MortgageBrokerAustralia #HomeLoanExpert #LoanMarket #FirstHomeBuyer #RefinanceAustralia #InvestmentPropertyLoan #LowInterestRateMortgage #HomeOwnershipGoals #FinanceForYourFuture #MortgageAdviceAustralia #RealEstateFinance #BuyingYourDreamHome #MortgageSolutionsAustralia #HomeLoanOptions #MortgagePlanningAustralia #InvestmentPropertyFinancing #AffordableMortgageRates #HomeLoanConsultant #MortgageBrokerAdelaide #MortgageBrokerBrisbane #MortgageBrokerMelbourne #MortgageBrokerPerth #MortgageBrokerSydney #VariableRate #FixedRate #IntroductoryRateLoan #LMI #NegativeGearing #PositiveGearing #MovingHouse