Laying out at the pool season, loading… Photo cred: @cauvarjao
Staircase, archway & sun kissed speaks for itself ✨
📢📢📢 Did you blink? Because if you did, you may have missed this beauty.. & now it's #pending.. who said the real estate market in Coastal Orange County wasn't strong? Remember, Great Homes, Marketed and Price Properly will ALWAYS Sell... No matter the economic factors at play, because bottom line... LIFE MOVES FORWARD and People MAKE MOVES.. Stay tuned for the sales price. If you are a current owner in the West Westminster market, you're going to love it ..promise 🤞🤞🤞 4 Bedrooms I 2 Bathrooms I 1,992 sf 🏡 Offered at $1,295,000 💥 www.5351duncannon.com Available NOW For Back Up Offers Only! DM for all details and any questions #salepending #listedbylaurarose #yourochomesgirl #laurarosehomes #ocerealestate
Be bold enough to dream & brave enough to try’ . . . . . . #ochomesforsale #ocerealestate #ocphotographer #santaanarealestate #newportrealestate #lagunarealestate #trending #explore #roominspo
Open House this weekend! Sat 11-2 Sun 12-3. #ocerealestate #ocrealestate #ocrealtor #ocrealtors #zulia #compass #newconstructionhomes #newhome #newhomeconstruction
Some recent twilight work my team and I have shot. Wish there were more hours in the day for this kind of work! . . . . . . . . . . . #realestate #realestateagent #ocrealtor #larealtor #larealestate #larealestateagent #ocerealestate #hb #huntingtonbeach #wymangentry #wymangentryphotography # #fujifilmxt3
We love taking our customers concepts and bringing them to life. We just completed this custom accent wall with Indonesian mahogany wood stained with @sansincorp! #lagunahills #lagunabeach #exteriordesign #fenceinstallation #fencecontractor #ochomes #ocerealestate #orangecounty #socalliving #costalliving #nofilter #customwoodwork #licensedcontractor #horizontalfence #fencebuilding
This should be a fun install!! 😂 How beautiful is this staircase though?! Can’t wait to see this #sanclemente property come to life. Photos coming soon! 🤩 #ihavethisthingwithfloors #santabarbaradesign #interiordesign #staircase #staircasedesign #iron #interiorstyling #designer #staircasedecor #stagingsells #ocerealestate #ocrealtor #staging #lookingdown #flooring #ironstaircase #howwedwell #dwell #hgtv #bhghome #decor #smmakelifebeautiful
What is Amortization? Amortization is the process of paying off a loan through a series of periodic payments to a lender. The payments include two items: interest, which is what it costs you to borrow the money, and principal, which is the amount of money you borrowed. #themoreyouknow #homebuyervocab #whatrealestateagentsdo #ocerealestate #ocluxury #orangecounty #buynow #nowisthetime #nancyclowardrealestate
Creating partnerships with my agents is very important to me! The agent and their client's satisfaction is always my top priority!✨ So excited to keep building relationships within the industry and helping others reach their goals 🤩
Energy is important and so is work ethic! You can count on me to be active on getting your loan closed! . . . #icloseloansdailey #prmg #cashoutrefinance #mortgagelender #mortgagepro #dreamhouse #goals #firsttimehomebuyer #homebuyer #preapproved #prequalify #realestate #homeownernow #homeloan #refinance #tipoftheday #loans #mortgage #socalrealestate #ocerealestate #ocrealtor #ochomes #ochomesforsale
Being honest and open is so important for me so I am glad my clients can see it! . . . #icloseloansdailey #prmg #cashoutrefinance #mortgagelender #mortgagepro #dreamhouse #goals #firsttimehomebuyer #homebuyer #preapproved #prequalify #realestate #homeownernow #homeloan #refinance #tipoftheday #loans #mortgage #socalrealestate #ocerealestate #ocrealtor #ochomes #ochomesforsale
I am here for the long haul! Our relationship doesn't end with the closing of your first loan, nor should it! Whatever your home loan needs are, I am here for you! Message me and let's work together on your dream and investment! . . . #icloseloansdailey #prmg #cashoutrefinance #mortgagelender #mortgagepro #dreamhouse #goals #firsttimehomebuyer #homebuyer #preapproved #prequalify #realestate #homeownernow #homeloan #refinance #tipoftheday #loans #mortgage #socalrealestate #ocerealestate #ocrealtor #ochomes #ochomesforsale
Not all lenders offer equal service! My team and I believe in transparent and concise communication so, if you are looking for the clearest path to home ownership, then send us a message! 🙌 . . . #icloseloansdailey #prmg #cashoutrefinance #mortgagelender #mortgagepro #dreamhouse #goals #firsttimehomebuyer #homebuyer #preapproved #prequalify #realestate #homeownernow #homeloan #refinance #tipoftheday #loans #mortgage #socalrealestate #ocerealestate #ocrealtor #ochomes #ochomesforsale
The best way to reach your home ownership goals is to talk to an expert! 🎉Whether you are ready to buy, or want to learn about the pre-qualification process, give me a call! My team and I are here to help!☎️ . . . #icloseloansdailey #prmg #cashoutrefinance #mortgagelender #mortgagepro #dreamhouse #goals #firsttimehomebuyer #homebuyer #preapproved #prequalify #realestate #homeownernow #homeloan #refinance #tipoftheday #loans #mortgage #socalrealestate #ocerealestate #ocrealtor #ochomes #ochomesforsale
Buying a home is a large investment, especially if you’re a first time homebuyer! 🏡 Before entering the home buying process, prepare your financial portfolio and take control of your finances! 💸 Address any red flags before applying for a loan! 📊
The best way to reach your home ownership goals is to talk to an expert! 🎉Whether you are ready to buy, or want to learn about the pre-qualification process, give me a call! ☎️
When starting the home buying process, work with local lenders and agents to gain a higher chance of closing on your forever home! 🏡Contact me today to learn more!
You would be surprised by how much money you spend on food in a month! 🍴If you’re trying to save up to buy a home, I highly recommend budgeting your food expenses, which can save you hundreds of dollars every month! 🏡
The investor of today does not profit from yesterday’s growth. Start investing in real estate today and profit BIG tomorrow!
My job is to guide you through the home buying process! 🏡 Message me or send me an email to setup a call! ☎️
Progress begins where your comfort zone ends. Be bold. Take the first step to success today. 👊
Many people have multiple ongoing subscription services that automatically charge every month. 📈 Limiting these subscription services to bare essentials can help you save money for your Down Payment and lower your DTI! 💸
Using a buyer’s agent has so many benefits! It’s important to find the right fit for you and your needs. The right buyer’s agent should be highly skilled, motivated, and knowledgeable about the area. 💡
Plant the seed of your future today- invest in a home to reap the benefits down the road. Call me to get started! 🌱
Rest in peace, Kobe Bryant, a basketball legend and cherished inspiration to all of us 🙏🏀
Want to set your home apart from the competition? Staging a home will help maximize price, minimize days on the market and will set your home apart from the competition. 🏡
Major credit card debt can hinder your home buying experience! 📊 Reducing high interest debt should be your number one priority in order to help you save money for a home! 🏡
Rent-to-Own allows home buyers to work directly with the home seller over a period of multiple years, during which a rental agreement will have an option to purchase at the end of the specified lease term. These agreements are great options for home buyers that may not be able to get a traditional mortgage. 🏡
Stop waiting! 🎉 If you're interested in buying a home or refinancing, send me a message or give me a call ☎️ My team and I are ready to help! 👍
A Real Estate Tip: Talk to a mortgage officer to discuss your options before you start shopping around for homes! 🏡 This will set expectations early between you and your lender. Plus, you’ll be able to walk into open houses knowing what you can and can’t afford. 💰 Contact me today to talk more! ☎️
Credit scores play a huge role in the home buying process! 🏡 Having a higher credit score gives you more options, which can save you money and make the home buying process faster and less stressful. 📊 Let’s have a conversation about your credit and go over which types of mortgage loans are best for you! ☎️
Don't let events in your life get you down. Work hard, stay positive, and come out on top
Setting up automatic direct deposits is a great way to save money for a down payment! 🏡 Budget your monthly expenses and automatically save extra cash every month! 💸 Changing your spending and savings habits will help you get closer to home ownership 🎉
Be smart and stop renting. 🛑Look to buy a home and watch your investment skyrocket within the next few years! Investing in real estate is the fastest path to wealth. 💰
Your Debt-to-Income Ratio (DTI) affects your qualification for your loan! 💸 If you're trying to buy a property, avoid expensive purchases like buying a new car, which can greatly alter your DTI and chances of closing on your dream home! 🏡
Give your family the protection and lifestyle they deserve. 🙌 You and your family deserve a place that can truly be called home.🏡 There are many different programs available to help you qualify no matter what your credit score is.
Are you a homeowner who still has student debt? 📚 You may be able to pay them down without paying extra fees! 💸 Contact me to learn more! 📱
Save your vacation money! 💸 If you’re trying to save for a down payment, consider skipping a few vacations and put that extra cash towards your future home! 🏡
When things get hard understand why you started!!
If you are a homeowner and need money, consider a cash out refinance! 💸 Using your home equity can be better for you financially compared to new credit card debt! 📊 If you’d like to learn more about cash out refinancing, message me and let’s setup a call ☎️
Lenders calculate your debt-to-income ratio by dividing your monthly debt obligations by your pretax, or income. Most lenders look for a ratio of 36% or less, borrowers with a higher debt-to-income ratio are more likely to run into trouble making monthly payments. 💰
Employment history is important to the home buying process! 📚 A steady 2 year job history is ideal, but not completely necessary. 📈 Talk to your lender as soon as possible if your current employment changes during the process! 🏡
If you are a first time home buyer here are some important tips you should know before you start shopping for your new home! 🏡
If home ownership is one of your goals for 2020, it’s important to know the home buying process! 📚 Let’s have a conversation and figure out the steps we need to complete to make your goals a reality! 🏡
Tip of the Day: Even if you think you’ve found the “perfect” home🏡, always look into the neighborhood. You can always renovate and add onto your home but can’t change the location!
Let the old year end and the New Year begin with the warmest of aspirations. Happy New Year! 🎉
Thinking of buying a second home ? 🏡 You don’t need to sell your first home in order to move to a second home! You can use the equity of your first home to help buy the second home!
Did you know that working with a real estate agent can save you money as the buyer or make you more money for the seller? Working with an agent allows you to enjoy the experience and the agent deals with the logistics protecting you.
Happy Holidays to you and your family! ⛄️🎄
About 80% of most retirees’ wealth is in their home! 🏡If you want to secure your future and create wealth, I highly recommend home ownership! 📈
I take great pride in helping and treating my clients like family! 👍 If you are planning to buy a home in 2020, let's make a game plan! 📚
If you are looking for a company that has amazing customer service and that will allow you to buy your first home with a 0% down payment - look no further, you’ve found it! My team and I are here to help you get into the home of your dreams!
Invest in home ownership because it always continues to increase in value! Invest in your future and call me today!
Home ownership is an investment towards your future! 🌟 Build wealth, security, and a family in one amazing package! 🏡
Did you know that your equity can help pay for your children’s education? 📚 A cash out refinance can help pay for your child’s college tuition and debt! 💸 For more savings tips, contact me today! ☎️
For example, the deposit by a borrower with the lender of funds to pay taxes and insurance premiums when they become due, or the deposit of funds or documents with an attorney or escrow agent to be disbursed upon the closing of a sale of real estate.
Thank you, Michael! Wishing you and your family a great holiday season! 🎉 If you’re thinking about refinancing or buying a home, I can help! 🏡 Contact me today to learn more home savings tips! ☎️
You can take the appreciated equity in your current home to buy more real estate! 🏡 If you’re trying to upgrade or invest, contact me today! ☎️
💭 What does your dream home look like? Can you imagine it in your mind? Great! Now, if you go out looking for a home that is perfect in every way, I’ve got news for you… you’d sooner find a unicorn. 🦄 Here’s something to keep in mind when shopping for your dream home: you can use your equity to remodel it later. That’s right? The value you build in your home can and will pay off! Ask me how you can make your home pay to upgrade itself! 🙌
Renovation Tip: The key to a successful first renovation project is budgeting. Many homeowners are not aware of the hidden costs or unanticipated extras and overestimating the budget will help to avoid any surprises. 💰🏡
Refinancing can be a great financial move because it can reduce your mortgage payment, shorten the term of your loan, or help you build equity more quickly! 🏡 It can also be a valuable tool for bringing debt under control. 💸 Call me today to learn more!