More homes are hitting the market this year, and that means more options if you’ve been looking to buy. But, while inventory is growing, we're still below where we’d be in a normal year. That's where I come in. Let's team up and navigate this evolving market together. Your future home might be closer than you think. #realestate #newinventory NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
Struggling to find your first home that fits both your lifestyle and budget? Consider condos. They're smaller and that means they may be easier on the wallet. And with added perks like low maintenance and community amenities, condos might just be your smartest move. DM me to learn more about the condos available in our area. #firsttimebuyers #homeownership NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
Thinking of selling? Make sure you have an agent with the right skills. You want someone who makes it easy to understand what’s happening, uses data to inform their strategies, and offers customized advice throughout the process. Your home journey deserves expertise and understanding. Let's see if we’re the perfect match. #realestatetips #sellyourhouse NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
Are you searching for the key to smart mortgage solutions in NJ and PA? Our team of seasoned #LoanOfficers has the secret to empower you with the knowledge and resources necessary to secure an affordable home loan. From exploring competitive financing options to ensuring a seamless transaction, we are committed to your financial success. DM us today to unlock a world of smart home loan possibilities. #truemortgageadvisors #greentreemortgage #southjerseymortgage #newjerseymortgage #pamortgage #philadelphiamortgage #mortgagetip #southjerseylender #closingtime #newhomeowners #mortgagelender #mortgagebroker #closingday #southjerseyrealestate #southjerseyrealtor #realtor #realestate #mortgageloanofficer #mortgageadvice #mortgagetips #mortgagelife #lenderlife #lender #philadelphiarealestate #newhomebuyer #refinance #interestrates #mortgagerates #homeloan
Considering buying or selling? Here's the latest on home prices nationally. After being virtually flat in January – which is normal for that time of year – prices are climbing again. And experts project this rise will continue. Want to find out what’s happening in our area? DM me. #homeprices #housingmarketupdate NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
Congratulations to our buyers who closed last week! Welcome Home 🏠🔑 John Antonelli Vantage Point Mortgage 📞 267-705-2333 ext 101 📩 [email protected] 🖱 Apply with us: john.floify.com #vantagepointmortgage #mortgagebroker #pamortgage #pamortgagebroker #MortgageMagic #homeownership #closedhomes #closed #PAHomes #welcomehome #Mayclosings #firsttimehomebuyer
First-time homebuyers made up approximately 32% of new home purchases in 2023, up from 26% the year before. The average since 1981 is 38%. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
While a 20% down payment is nice to have — and lets you avoid the extra expense of private mortgage insurance — it’s not required. 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥 𝐥𝐨𝐚𝐧𝐬 — the most common mortgage type — require only 3% down for first time homebuyers and 5% for individuals that are not first time homebuyers. 𝐅𝐇𝐀 𝐋𝐨𝐚𝐧𝐬 - require a minimum down payment of 3.5% regardless if you are a first time homebuyer or not. 𝐕𝐞𝐭𝐞𝐫𝐚𝐧𝐬 𝐀𝐟𝐟𝐚𝐢𝐫𝐬 𝐥𝐨𝐚𝐧𝐬 and 𝐔.𝐒. 𝐃𝐞𝐩𝐚𝐫𝐭𝐦𝐞𝐧𝐭 𝐨𝐟 𝐀𝐠𝐫𝐢𝐜𝐮𝐥𝐭𝐮𝐫𝐞 𝐥𝐨𝐚𝐧𝐬 have no minimum down payment requirement. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #mortgagedownpayment #downpaymentforamortgage #mortgagedown
ICYMI: A look back at the latest housing market news with PMA's Market News Update. Link in bio. Enjoy your weekend and HAPPY MOTHER'S DAY TO ALL THE MOMS! #housingmarket #housingmarketnews #homebuying #homebuyers #firsttimehomebuyer #philadelphiarealestate #pamortgage #njmortgage #housingmarketnews #phfa #njhmfa
ICYMI: A look back at the latest housing market news with PMA's Market News Update. Link in bio. Enjoy your weekend and HAPPY MOTHER'S DAY TO ALL THE MOMS! #housingmarket #housingmarketnews #homebuying #homebuyers #firsttimehomebuyer #philadelphiarealestate #pamortgage #njmortgage #housingmarketnews #phfa #njhmfa
Today's mortgage looks quite different than an early-1900s mortgage. Back then, a home buyer had to make a 50% down payment, and took out a mortgage with a five-year amortization period. In other words, buyers had only five years to pay the mortgage off in full. Making it tougher still, buyers made interest-only payments for those five years. At the end of those five years, the entire principal of the loan was due. The setup excluded most Americans from obtaining a mortgage. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #mortgagefacts #mortgagefunfacts
In today's tight inventory market, you probably want more options for your search. And new home construction could be a game-changer. Right now, there are more new builds than the norm. But that doesn’t mean we’re overbuilding – there's still a shortage. It just means more options for you. Have questions about what’s available near us? DM me. #newconstruction #realestateadvice NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
🏡💼 Ready to simplify your refinancing journey in Pennsylvania? Look no further than Innovative Mortgage Brokers! 🚀 We understand the complexities and concerns surrounding refinancing and are here to provide clarity and personalized guidance tailored to your needs. Here's why you should choose us: 🤔 Common Concerns About Refinancing: Overwhelmed by Choices Understanding When to Refinance Fears of Higher Costs 💡 Why Choose Us for your next mortgage: Access to Multiple Lenders: Competitive rates and customized loan products. Personalized Service: Dedicated support from consultation to closing. Streamlined Process: Efficient and straightforward, with minimal delays. Informed Decisions: Education and clarity to make the best choices for your financial future. 🌟Refinancing your home doesn’t have to be daunting! With Innovative Mortgage Brokers, you'll gain a trusted partner committed to simplifying the process and maximizing your savings. Contact us to unlock the benefits of refinancing tailored to your circumstances. Let's make your refinancing journey easy and beneficial! 💰✨ Check out the full article in comments👇 NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
Both Agencies will allow a Borrower to purchase a home as a primary residence for their parents OR if an adult child has a disability or handicap. The disability or handicap must be documented to meet the above requirements. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
Did you know? Every home sale isn't just a milestone for you, it's an economic boost for your entire community. This is true for newly built and existing homes. If you're looking to move, reach out – let's not just change your life, but uplift our entire neighborhood together. #homeownership #realestategoals NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
I am so blessed to have great support from the realtor community. If you need help with financing a home, make sure to give me a shout. #yourlocalmortgagebroker #homebuying #mortgagebroker #pamortgage #NEPAmortgagebroker #homeloans
🏡💡 Don't let self-doubt hold you back from owning your dream home! 🚀 At Innovative Mortgage Brokers, we're here to help you overcome self-disqualification and navigate the path to homeownership with confidence. Here's how: 🤔 Understanding Self-Disqualification: Many fear their finances aren't enough for a home. Information overload can lead to confusion and anxiety. Personal experiences may not apply to your situation. 💼 Why Choose Us? Guidance Through the Process: Demystifying the mortgage journey from application to closing. Tailored Solutions: Personalized mortgage options to fit your unique financial situation. Local Market Knowledge: Insight into Pennsylvania and Florida markets for the best deals. Comprehensive Support: Thorough education and advice at every step. Competitive Rates: Access to a variety of lending sources for favorable terms. 🚫 Common Myths: Myth 1: “My Credit Score is Too Low” Myth 2: “I Don’t Have Enough for a Down Payment” Myth 3: “My Debt is Too High” Myth 4: “The Mortgage Process is Too Complicated” Reach out today and see what possibilities await! Check out the full article in comments👇 NMLS# 1855668 #mortgage #mortgageloan #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #firsttimehomebuyer #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #selfdisgualification
Below is a short list: 𝐎𝐯𝐞𝐫𝐭𝐢𝐦𝐞, 𝐁𝐨𝐧𝐮𝐬, 𝐂𝐨𝐦𝐦𝐢𝐬𝐬𝐢𝐨𝐧: 𝐅𝐚𝐧𝐧𝐢𝐞 𝐌𝐚𝐞: Will consider a minimum 12-month history of receipt. 𝐅𝐫𝐞𝐝𝐝𝐢𝐞 𝐌𝐚𝐜: 2 years minimum 𝐅𝐇𝐀: Will consider a minimum of 12-month history of receipt. 𝐏𝐚𝐫𝐭-𝐭𝐢𝐦𝐞 𝐞𝐦𝐩𝐥𝐨𝐲𝐦𝐞𝐧𝐭: 𝐅𝐚𝐧𝐧𝐢𝐞 𝐌𝐚𝐞: Will consider a minimum of 12 month history of receipt 𝐅𝐫𝐞𝐝𝐝𝐢𝐞 𝐌𝐚𝐜: 2 years minimum 𝐅𝐇𝐀: 2 years minimum 𝐀𝐬𝐬𝐞𝐭𝐬: 𝐅𝐚𝐧𝐧𝐢𝐞 𝐌𝐚𝐞: DU results- typically 60 days most recent bank statements. 𝐅𝐫𝐞𝐝𝐝𝐢𝐞 𝐌𝐚𝐜: LPA results- typically 30 days most recent bank statement. 𝐅𝐇𝐀: DU results- typically 60 days of most recent bank statements. 𝐍𝐨𝐧-𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐜𝐡𝐚𝐫𝐠𝐞-𝐨𝐟𝐟𝐬, 𝐜𝐨𝐥𝐥𝐞𝐜𝐭𝐢𝐨𝐧𝐬: 𝐅𝐚𝐧𝐧𝐢𝐞 𝐌𝐚𝐞: unlimited amount to remain unpaid ONLY on a primary SFR. 𝐅𝐫𝐞𝐝𝐝𝐢𝐞 𝐌𝐚𝐜- LPA determines what remains open or must be paid off. 𝐅𝐇𝐀: disputed account over $1,000 must be paid off. non-disputed account over $2,000 must be paid off or use 5% of balance in DTI. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #borrowerincome #mortgageincomecalculation
Hey, Gen Z. While becoming a homeowner may seem out of reach right now, options like down payment assistance programs and more can help make it possible. With the right tips and the help of an expert like me, it may be more achievable than you think. Let's make it happen together. #homeownership #realestategoals NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
🏡✨ Ready to embark on your first homebuying journey in Pennsylvania? 🎉 Don't let fears hold you back—At Innovative Mortgage Brokers we are here to guide you every step of the way! Here's how we'll help you embrace this milestone with confidence: 🤔 Common Fears Among First-Time Buyers: Overwhelmed by Options Navigating Financial Complexities Fear of Commitment 💡 How we simplify the Process: Personalized Guidance: Tailored support to fit your unique situation. Competitive Rates: Securing the best terms to save you money. Low Fees: Transparent and affordable pricing. Exceptional Service: We're with you from start to finish. Comprehensive Education: Understanding state-specific programs and incentives. 🔍 Example Scenario: Exploring homes in urban Philly or rural Bucks County? We'll help you weigh your options! 🏆 Conclusion: Your first home doesn't have to be a source of anxiety. With Innovative Mortgage Brokers, you'll gain the confidence and support needed to make informed decisions and find your dream home in Pennsylvania. 🌟 Let's take that exciting first step together! Check out the full article in comments👇 NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥 has 2 simple ratio formulas that the Underwriter 𝐈𝐒 𝐑𝐄𝐐𝐔𝐈𝐑𝐄𝐃 to use: 𝐐𝐮𝐢𝐜𝐤 𝐑𝐚𝐭𝐢𝐨: Current assets - inventory/ current liabilities 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐑𝐚𝐭𝐢𝐨: current assets/ current liabilities The test must return a ratio of 1 or higher otherwise the business is not considered solvent, and the use of business funds WILL NOT be allowed. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
Another successful closing in the books❕🍾 Congrats to this incredible couple on their milestone moment! It’s was an honor to work with you 2, to achieve your real estate goals. Enjoy your beautiful new home. Let’s get another 🔥🔥🦾 . . If you are looking to purchase, refinance or need a second opinion apply at https://shm.secureloandocs.com/start/Bob-Thomas . . #savingshomemortgage #mortgagebrokers #mortgageloanofficer #mortgagewholesale #wholesalelender #wholesalelending #wholesalerates #pamortgage #parealestate #paluxury #luxuryhomes #luxuryrealestate #closingday #justclosed #firsttimehomebuyer #brokersarebetter #settlementday #letsgetanotherone #passionoverpaychecks #bulidinggenerationalwealth #innovativelandtransfer
Considering making a move? According to Realtor.com, profit potential and family priorities are the top motivators for homeowners right now. Let’s dive into the reasons driving your decision. With home values and inventory on the rise, it might just be the right time to make that change. #realestate #homeownership NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
🏡✨ Looking to upgrade your home? Consider Doylestown, PA, as your next destination! With its rich history, top-rated schools, and vibrant community, Doylestown offers the perfect backdrop for your new chapter. Here's why it's the ideal place for your next home upgrade: 👨👩👧👦 Growing Family Needs: Spacious neighborhoods and family-friendly vibes make Doylestown perfect for those expanding their family. 📚 Seeking Better Education: Top-notch schools in the Central Bucks School District ensure your kids get the education they deserve. 💼 Lifestyle Changes: Whether it's a career shift or retirement, Doylestown caters to diverse lifestyles with its range of housing options. ♿️ Health and Accessibility: Accessible housing options make life easier as your needs evolve. Why Doylestown? 🏘️ Community and Safety: Enjoy a tight-knit community and low crime rates for peace of mind. 🎭 Cultural Richness: Dive into history and art with museums and cultural events. 🌳 Proximity to Nature: Explore nature preserves and parks for outdoor adventures. 💰 Economic Stability: Thriving local businesses and career opportunities ensure stability and growth. Ready for a fresh start in Doylestown, PA? ✨🔑 Check out the full article in comments👇 NMLS# 1855668 #mortgage #mortgageloan #realestate #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #buyahome #homeloans #homebuyers #househunting #buyhome #innovativemtgbrokers #DoylestownLiving #HomeUpgrade
A very busy week to end out April and open up May!! Congrats & Welcome Home 🏠🔑 John Antonelli Vantage Point Mortgage 📞 267-705-2333 ext 101 📩 [email protected] 🖱 Apply with us: john.floify.com #vantagepointmortgage #mortgagebroker #pamortgage #pamortgagebroker #MortgageMagic #homeownership #closedhomes #closed #PAHomes #welcomehome #Aprilclosings #Mayclosings #NJHomes #homebuyers
. . . . . NMLS# 1855668 #mortgage #mortgageloan #realestate #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #historyfannieandfreddie #fannieandfreddie #fanniemaefreddiemac #PAhousing
Who you work with matters! ⭐️⭐️⭐️⭐️⭐️ Vantage Point Mortgage 📞 267-705-2333 📩 [email protected] 💻 vpmortgage.com #vantagepointmortgage #mortgagebroker #pamortgage #pamortgagebroker #MortgageMagic #homeownership #PAHomes #customerreview #clientreview #fivestarteam #aplusreview
. . . . . NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #mortgagefacts #mortgagefunfacts #themoreyouknow
. . . . . NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #mortgagemeaning #mortgagehistory #wheremortgagecamefrom
Hearing that mortgage rates are going to stay high? Here’s why. The Fed just met and decided inflation is still too high, so they won’t bring down the Federal Funds Rate. While that doesn’t determine mortgage rates, it does have an impact. It means they’ll be volatile for a while longer. #mortgagerates #housingmarketupdate NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥: Will go out 90 days after the Closing Date to use the Borrower's new income even if they have not yet started with that Employer or their raise has not yet begun. Salaried position ONLY Primary Single Family ONLY Must have PITI reserves for the number of months before starting the income goes into effect 𝐅𝐇𝐀 Only 60 days out Salaried or hourly Primary 1-4 unit Reserves must cover PITI AND, ALL liabilities on the credit report NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #mortgageandfutureincome #howfutureincomeiscalculatedformortgage #futureincomeformortgage
Wondering whether you can secure a home loan after filing for Chapter 13 bankruptcy? 😰💰 We've got some good news for you! It's absolutely possible, and we're here to lay it out. First of all, we want to assure you that filing for Chapter 13 bankruptcy isn't the end of your homeownership dreams; it's just a bump in the road. Life throws us curveballs sometimes, and Chapter 13 is a legal way to reorganize your finances while keeping your assets, including your home. Once you've successfully completed your Chapter 13 repayment plan, you'll be in a better position to move forward and become a homeowner once again. Learn about getting a home loan after Chapter 13 in our blog post https://www.prontomtg.com/blog/rebuilding-your-dream-home-getting-a-mortgage-after-chapter-13-bankruptcy/ • • • #prontomortgage #mortgagebroker #pamortgage #mortgagetips #bankruptcy
If you've ever felt the pinch every time you renew your lease, it's time to consider the benefits of owning your own home. While it may be cheaper to rent than buy in some areas, owning your home means saying goodbye to rising rent and hello to stability and investment in your future. Let's chat about making homeownership a reality for you. #investinyourfuture NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
So a Self-Employed Borrower with multiple business sources depending on the length of time each Business has been open may have to provide 2 years of business returns for one and one year for another. The existing requirement to waive 2 years of business tax returns is IF ALL of the following apply: 1. The entire down payment, closing costs and reserves come from personal funds 2. EACH Business has been open for at least 5 years 3. The most recent 2 years show an increase of income NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #selfemployed #mortgageforselfemployed #selfemployedandmortgage
BOOM‼️ Celebrating the journey from anticipation to accomplishment as this luxury dream home closes. Congratulations to the Ampattu family on your new custom build home 🥂🏡 Proud to have been part of the journey as turning dreams into reality. Here’s to new beginnings and endless possibilities! Lets get another 1 🔥🦾 . . If you are looking to purchase, refinance or need a second opinion apply at https://shm.secureloandocs.com/start/Bob-Thomas . . #savingshomemortgage #mortgagebrokers #mortgageloanofficer #mortgagewholesale #wholesalelender #wholesalelending #wholesalerates #pamortgage #parealestate #paluxury #luxuryhomes #luxuryrealestate #closingday #justclosed #brokersarebetter #settlementday #letsgetanotherone #passionoverpaychecks #bulidinggenerationalwealth
Did you know? More homeowners are putting their houses up for sale compared to last year. That means more options for your move. It also means your house has more competition. I'll help you check out the latest listings for your move and make sure your house still stands out. If you’re thinking of selling and want to get in on the action, let’s connect. #sellyourhouse #justlisted NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
Fannie and Freddie Mac both require a minimum of 6 months' history of receipt in order for the income to be used. Documentation of the terms of the child support and evidence that the payments are for the same amount every month is also required or the income cannot be used. FHA differs as follows: WITH a Court order of terms AND proof of the same payment made then only 3 months history of receipt is needed. WITHOUT a Court order of terms AND the payment is for the same amount every month then only 6 months history of receipt is needed. WITHOUT a Court order of terms AND the payment IS NOT for the same amount every month then a 2-year average of the income or however long it has started is REQUIRED. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #mortgageandchildsupport #childsupportandmortgage
More homeowners are saying it's a good time to sell. Want to know why? The short answer is: this is the best time of year to list. And if you get your home on the market now, you could see some serious perks. Want to learn more? Let’s chat. #sellersmarket #realestateadvice NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
🎉 𝐄𝐱𝐜𝐢𝐭𝐢𝐧𝐠 𝐍𝐞𝐰𝐬, 𝐏𝐡𝐢𝐥𝐥𝐲! 🏡 We have been selected by you as the WINNER of the Philadelphia Inquirer 2024 Silver Best Home Mortgage Category! This honor is a reflection of the relentless dedication of our incredible team and the trust that our clients—past, present, and future—place in us every day. Whether you're purchasing your first home, investing in real estate, or refinancing, we're here to support your journey with expertise and care. A heartfelt 𝐓𝐇𝐀𝐍𝐊 𝐘𝐎𝐔 to our amazing team for their hard work and to all our clients for choosing us to be part of your homeownership story. We are thrilled to continue serving our communities, and ensuring every interaction is as transparent, efficient, and friendly as you deserve. Thinking about your mortgage options? Let's connect and make your home goals a reality! 🌟 NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #HomeMortgage #InnovativeMortgageBrokers #RealEstate #PhillyRealEstate #HomeBuying
On a cash out transaction where the back DTI (Debt to Income) is over 45%, the Borrower MUST have 6 months of PITI reserves REGARDLESS of DU results. Reserves may be gifted. Freddie Mac does not directly address this in their guidelines. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #mortgagereserves #fanniemae
Congratulations to our buyers who closed this week! Welcome Home 🏠🔑 John Antonelli Vantage Point Mortgage 📞 267-705-2333 ext 101 📩 [email protected] 🖱 Apply with us: john.floify.com #vantagepointmortgage #mortgagebroker #pamortgage #pamortgagebroker #MortgageMagic #homeownership #closedhomes #closed #PAHomes #welcomehome #Aprilclosings
𝐆𝐢𝐟𝐭𝐬 𝐠𝐢𝐯𝐞𝐧 𝐛𝐲 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐫 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥: Not allowed 𝐅𝐇𝐀: allowed NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #employergifts #employeegifts
𝐍𝐨𝐧-𝐨𝐜𝐜𝐮𝐩𝐲𝐢𝐧𝐠 𝐁𝐨𝐫𝐫𝐨𝐰𝐞𝐫 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥: can be anyone 𝐅𝐇𝐀: Family member as defined by guidelines NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #nonoccupantcoborrower
ICYMI: A look back at the latest housing market news with PMA's Market News Update. Link in bio. Have a great weekend and don't hesitate to reach out for a pre-qualification if you're going to be house-hunting! Call or text me at 215.620.4531 to get started! #housingmarket #housingmarketnews #homebuying #homebuyers #firsttimehomebuyer #philadelphiarealestate #pamortgage #njmortgage #housingmarketnews #phfa #njhmfa
ICYMI: A look back at the latest housing market news with PMA's Market News Update. Link in bio. Have a great weekend and don't hesitate to reach out for a pre-qualification if you're going to be house-hunting! phillyadvisors.com/contact phillyadvisors.com/prequalify #housingmarket #housingmarketnews #homebuying #homebuyers #firsttimehomebuyer #philadelphiarealestate #pamortgage #njmortgage #housingmarketnews #phfa #njhmfa
𝐌𝐢𝐧𝐢𝐦𝐮𝐦 𝐁𝐨𝐫𝐫𝐨𝐰𝐞𝐫 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 𝐨𝐧 𝐩𝐫𝐢𝐦𝐚𝐫𝐲 𝟐-𝟒 𝐮𝐧𝐢𝐭𝐬: 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥: minimum 5% of own funds 𝐅𝐇𝐀: entire down payment can be a gifted. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
CLOSED & FUNDED 🥂 Trading cowboy boots for Philly cheesesteaks! Texas ➡️ Pennsylvania . . If you are looking to purchase, refinance or need a second opinion apply at https://shm.secureloandocs.com/start/Bob-Thomas . . #savingshomemortgage #mortgagebrokers #mortgageloanofficer #mortgagewholesale #wholesalelender #wholesalelending #wholesalerates #pamortgage #buckscountyrealestate #buckscountymortgage #parealestate #purchasemortgage #PAluxury #luxuryhomes #luxuryrealestate #closingday #justclosed #fastclosing #settlementday #letsgetanotherone #passionoverpaychecks #bulidinggenerationalwealth #innovativelandtransfer
Multi-generational homes are gaining popularity for a number of reasons. From cost savings to making it easier to care for aging parents, there are a lot of benefits to consider. Thinking of buying a multi-gen home? Let’s talk to see if it's a perfect fit for you and your needs. #multigenerationalliving NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
𝐑𝐞𝐬𝐞𝐫𝐯𝐞𝐬 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥: can be gifted 𝐅𝐇𝐀: cannot be gifted. 60 day seasoning required. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
No matter what you’ve seen in the news, there is no wave of foreclosures on the horizon. Yes, we’ve seen numbers tick up slightly (hence those headlines), but that was expected when the moratorium ended. It’s not a cause for alarm. We’re still well below pre-pandemic levels and way lower than what we saw during the crash. If you have questions, I’m here to help. #expertanswers #realestateagent NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
Its True. When purchasing a primary 2–4-unit residence, the Borrower is required to have a minimum of 5% of their own funds before any type of gift is allowed. This does not include the 6 months of PITI reserves that is also required due to the property type. A second home with an LTV of over 80% requires that the Borrower contributes at least 5% of their own funds to qualify. A primary single family does not have a minimum Borrower contribution requirement. Meaning the entire down payment and closing costs may be from a gift. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
Ever wonder what makes mortgage rates go up or down? From economic trends to inflation, it's a complex web. And trying to keep up with the latest news on all those details can be stressful. Instead, lean on the pros so you have someone to talk to about what’s going on and what changing rates mean for you. #mortgagerates #realestateagent NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
Its True. 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥: 1 day 𝐕𝐀: 1 day 𝐅𝐇𝐀: 91 days before the case number can be ordered. IF the new purchase exceeds 100% of the acquisition price then a second appraisal MUST be ordered AND the Borrower CANNOT pay for it. 𝐈𝐧 𝐚𝐝𝐝𝐢𝐭𝐢𝐨𝐧: if there is more then a 5% difference in values between the first and second appraisal, the Lender MUST use the lower of the two values for LTV purposes. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
Did you know? Around 1 in 4 people still think homes prices are going to fall according to Fannie Mae. A lot of that is because of clickbait headlines. But the actual data shows prices are rising nationally, not falling. Have questions about what you’re reading? I'm here to help clear up any confusion. #realestateagent #expertanswers NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
It's true. Below is a breakdown: 𝐂𝐨𝐥𝐥𝐞𝐜𝐭𝐢𝐨𝐧 𝐚𝐜𝐜𝐨𝐮𝐧𝐭𝐬: 𝐅𝐇𝐀: collection accounts must be paid in full prior to closing OR use 5% of the outstanding balance and include in the DTI. NO other documentation is required. 𝐅𝐚𝐧𝐧𝐢𝐞 𝐌𝐚𝐞: unlimited amount of collection accounts may remain UNPAID on a primary single family ONLY. Primary 2–4-unit properties: OVER $5,000 in collection accounts MUST be paid off prior to closing. Investment properties: $250 per collection account OR $1,000 cumulative must be paid off prior to closing. 𝐈𝐑𝐒 𝐭𝐚𝐱𝐞𝐬 𝐝𝐮𝐞: 𝐅𝐇𝐀: 3 months of payment history and NOT 3 months paid must be made prior to closing. 𝐅𝐚𝐧𝐧𝐢𝐞 𝐌𝐚𝐞: at least 1 payment made prior to closing. Proper IRS payment plan documentation is required. 𝐍𝐨𝐧- 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐂𝐡𝐚𝐫𝐠𝐞-𝐨𝐟𝐟𝐬: 𝐅𝐇𝐀: may remain unpaid. 𝐅𝐚𝐧𝐧𝐢𝐞 𝐌𝐚𝐞: primary single family an unlimited amount may remain open. For primary 2-4 units or investment see Collections above for amounts required to be paid off. 𝐉𝐮𝐝𝐠𝐞𝐦𝐞𝐧𝐭𝐬: 𝐅𝐇𝐀: 3 months of payments made and NOT 3 months paid with proper documentation regarding the terms of the payment plan. 𝐅𝐚𝐧𝐧𝐢𝐞 𝐌𝐚𝐞: must be paid in full prior to closing. 𝐎𝐛𝐬𝐞𝐫𝐯𝐚𝐭𝐢𝐨𝐧: 𝐅𝐫𝐞𝐝𝐝𝐢𝐞 𝐌𝐚𝐜 does not address this at all and defers to LP findings for recommendations. NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
Congratulations to our buyers who closed this week! Welcome Home 🏠🔑 John Antonelli Vantage Point Mortgage 📞 267-705-2333 ext 101 📩 [email protected] 🖱 Apply with us: john.floify.com #vantagepointmortgage #mortgagebroker #pamortgage #pamortgagebroker #MortgageMagic #homeownership #closedhomes #closed #PAHomes #welcomehome #Aprilclosings
. . . . . NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
🏠💸 Navigating Rising Mortgage Rates & Home Prices! [April 2024 Update] 💸🏠 As we see 📈 spikes in mortgage rates and home prices this April, stepping into the housing market might feel like a challenge. But there’s a silver lining! 🌟 🔑 Why Consider Buying 𝐍𝐨𝐰? 𝐋𝐞𝐬𝐬 𝐂𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐨𝐧: Fewer buyers mean more power in your negotiations. 🤝 𝐏𝐨𝐭𝐞𝐧𝐭𝐢𝐚𝐥 𝐟𝐨𝐫 𝐅𝐮𝐭𝐮𝐫𝐞 Savings: Lock in your purchase and refinance later when rates drop! 🔒⬇️ 𝐁𝐮𝐢𝐥𝐝 𝐄𝐪𝐮𝐢𝐭𝐲 𝐒𝐨𝐨𝐧𝐞𝐫: Start your investment today to benefit tomorrow! 📊 We are here to guide you through these turbulent times with expertise and tailored advice that makes your journey to homeownership as smooth as possible. 🌐 👉 Check out the full article, and how you can maximize your benefits despite current conditions: 🔗Climbing Mortgage Rates and Real Estate Prices - April 2024 Don’t wait for the waves to settle, ride them with confidence with us! 🏄♂️ https://www.innovativemtgbrokers.com/climbing-mortgage-rates-and-real-estate-prices-april-2024/ NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #firsttimehomebuyer #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #HousingMarket2024 #MortgageRates #HomeBuying #RealEstateInvesting #HomeOwnership #InvestInYourFuture #MarketInsights
. . . . . NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
🌟🏡 Are you a first-time homebuyer in Doylestown, Pennsylvania? Navigating your first home purchase might seem daunting, but we're here to make it a breeze! 🍃🎉 Here’s Why Doylestown is the Perfect Place to Call Home: *Rich History & Vibrant Community: From historical landmarks to modern amenities, Doylestown offers a unique blend that appeals to everyone! 🏰✨ *Great Schools and Family-Friendly: Ideal for growing families with top-notch schools and plenty of parks and activities. 👨👩👧👦📚 Tips for First-Time Homebuyers: 1. Understand Your Finances: Knowing what you can afford is the first step towards homeownership. Use our mortgage calculators to start planning! 💰🧮 2. Explore Loan Options: FHA, USDA, Non-QM loans? We'll help you understand what’s best for your situation. 📈📑 3. Secure Pre-Approval: Show sellers you're serious and ready to buy. Let's get you pre-approved! 📝💼 📞 Ready to take the first step? Contact us and let's find your dream home together! 🌈🏠 https://www.innovativemtgbrokers.com/navigating-your-first-home-purchase-in-doylestown-pennsylvania/ NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers #DoylestownPA
. . . . . NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
If you’re looking to move, you know affordability is tight right now. But there are some signs it’s starting to get a little bit better and may improve as the year goes on. We’ve still got a long way to go. But if you want someone to keep you up to date on the latest, I can help. #realestateadvice #housingmarketupdate NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
. . . . . NMLS# 1855668 #mortgage #mortgageloan #realestate #house #downpayment #home #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #mortgagebrokers #FLmortgage #FLmortgagebroker #FLrealestate #firsttimehomebuyer #mortgagelender #buyahome #homeloans #homebuyers #homeownership #mortgagetips #househunting #firsttimebuyer #firsttimehomebuyers #buyhome #innovativemtgbrokers
🏡At closing, the ownership of the property is officially transferred from the seller to you. This may involve you, the seller, real estate agents, your attorney, the lender’s attorney, title or escrow firm representatives, clerks, secretaries, and other staff. You can have an attorney represent you if you can't attend the closing meeting, i.e., if you’re out-of-state. Closing can take anywhere from 1-hour to several depending on contingency clauses in the purchase offer, or any escrow accounts needing to be set up. For more information about what happens at closing, visit 👉https://www.prontomtg.com/faq/ • • • #houseclosing #newhome #mortgagebroker #pamortgage
Two paths, one ultimate goal - securing your dream lifestyle. If you're trying to decide if it’s better to keep renting or buy a home, turn to the pros for help. Just keep in mind that if you’re looking to build wealth, homeownership wins in the long run. #realestateadvice #housingmarketupdate NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate
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Looking to optimize your mortgage payments? Let us help you navigate the competitive lending landscape to find the best options for you. Our team at Home Loan Zone is dedicated to finding the right lender that fits your needs and budget. Contact us today at 855-340-LOAN (5626) or visit www.homeloanzone.net to learn more. #mortgage #homeloans #financialplanning #google #zillow #mortgagebroker #ncrealtor #ncmortgagebroker #pamortgagebroker #pamortgage nmls #1173347(nmlsconsumeraccess.org)
Waiting for mortgage rates to fall? A lot of other buyers are too. When rates are higher, there are fewer buyers in the market. But when rates start to come down later this year, buyer demand will ramp up. If you want to beat the crowd, you could sell now. It’ll save you a heap of competition and stress down the road. Let’s chat. #realestateadvice #housingmarketupdate NMLS# 1855668 #mortgage #mortgageloan #PAmortgagebroker #PArealestate #PAmortgage #mortgagebroker #FLmortgage #FLmortgagebroker #FLrealestate