The @franklinwealthm team adds a playful twist to wealth management, making it as fun as it is rewarding! #FinancialFun #Funfilmcrew #6STRONG #SavvyPlanning
Thrilled to share that Mr. @sanjeev__joshi786 has made a smart move by withdrawing his investment with huge success! ๐ This decision reflects his financial intelligence and savvy planning, paving the way for new opportunities ahead. Cheers to Mr. @sanjeev__joshi786 bold step towards prosperity and growth! #FinancialSuccess #SmartInvesting #WealthManagement #SavvyPlanning #FinancialIntelligence #MoneyMoves #investmentstrategies
Hereโs some KEY deets๐๐ฝ ๐ฑ โฌ๏ธ #1 - LIKE & SAVE so you can come back to this reminder! ๐พ ๐ Productivity Power-Up Challenge ๐ Get Real About Your Hours! Stumped by the mystery of your disappearing hours?! โ๏ธ Jump into this mini-Time Tracking Challenge and find the time sucks and the hidden gems in your day. Say Adios to time-wasting and embrace intentional productivity! ๐ ๐ Get your tools ready: 1. Grab your fave journal, planner, or go digital โ you do you. 2. For three full days, detail every half-hour of your day. 3. Be brutally honest โ even those TikTok breaks get logged! 4. Then DM me or Link in Bio for a Strategy Chat! Weโll bust open your time vault and find where to supercharge your productivity and where to maximize your CHILL time. Up for the challenge? Give me a ๐๐ฝ if you're in. #TimeBlocking #ProductivityHacks #StructuredSuccess #BossUpYourDay #SavvyPlanning #OwnYourHours #ProductiveLife #TimeManagement #MaximizeYourDay #HustleSmarter
Days are made easy with the Savvy Planner ๐ฉท Get yours now - available in Grey & Pink. Order Via DM - ยฃ25.99 + pp #thesavvyplanner #thesavvyorganiser #savvyplanning #thinksavvy #organosedlife #plannercommunity #planyourday #planyourday
Wouldn't it be nice to be able to...โ โ โ๏ธ Stop stressing over your bank balance before paydayโ โ๏ธ Be able to pay cash for those things that always "pop up"โ โ๏ธ Have Christmas paid for BEFORE December?โ โ๏ธ Finally start building that dream homeโ โ๏ธ Or even stay-at-home with your kids???โ โ The Budgets Made Easy Budget Planner will help you make a realistic plan for your family so you can start working towards those big dreams. ๐โ โ Hereโs whatโs included: โคต๏ธโ โ ๐ Monthly Budget Planning Sheets (value $29) - Plan out each paycheck so you can stop paying bills lateโ ๐ Monthly Goal Planning Sheets (value $12) - Visually see your progress and plan so you are more likely to follow through with it!โ ๐ Meal Planning & Bill Calendars (value $12) - Plan out your meals so you can save tons of time and money on food!โ โ โฐ Plus amazing bonuses that are only available until today. โคต๏ธโ โ ๐ Debt Progress Trackers ($24 Value) - See how much you have paid off and how much you have left at a glanceโ โ So if you want to get organised, on track and stop worrying about payday, grab the Budgets Made Easy Budget Planner now for just $29. โ โ Don't miss out! Access your Budget Planner today at ๐ https://leads.budgetsmadeeasy.com/budget-planner-2024/โ
๐ค Looking for a way to save money, pay off debt, and create a brighter financial future? โ โ The Budgets Made Easy Budget Planner is the answer you've been waiting for. ๐โ โ The Budgets Made Easy Budget Planner is the Ultimate Step-by-Step Guide to help you save money and pay off debt by getting organized and focused on what's important for your family. โ โ Here's what you'll get: ๐โ โ โ๏ธ Budget Planner so you can quickly set up your cash flow plan without getting overwhelmed or stuck on where to start.โ โ๏ธ Goal Tracking Sheets so you can focus on what is important to you and get there easier and faster! โ โ๏ธ Debt Tracking Sheets so you can see how much progress you are really making so you can stay motivated and on track! โ โ๏ธ The confidence you need to finally accomplish a plan toward your goals so you can visually see that you can do it! โ โ๏ธ Less stress around money so you can finally make progress towards your dreamsโ โ Ready to take control of your financial future? Don't miss out on this opportunity โ grab the Budgets Made Easy Budget Planner now and set yourself on the path to success! ๐โ โ ๐ https://leads.budgetsmadeeasy.com/budget-planner-2024/โ โ
iLead - Redefining Tax Ease! ๐ Did you know? The IRS reports an 11-hour average on tax tasks per taxpayer. Save time with us! โฐ Contact us at +1530-HI-ILEAD or +1234 444 5323. ๐ www.iLeadTax.com | Email: [email protected] #TaxSolutions #MaximizeReturns #SimplifyTax #iLeadExpertise #TimeSaver #TaxPlanning #EfficiencyFirst #ExpertAdvisors #FinancialEase #IRSInsights #ContactToday #StreamlineFinances #SmartTax #CustomerSatisfaction #SecureSolutions #TrustediLead #YourTaxPartner #SeizeSavings #SavvyPlanning #MinimizeStress
Are you ready to wave goodbye to those pre-payday worries and embrace financial empowerment?โ โ Introducing the all-new ๐ฅBudgets Made Easy Budget Planner๐ฅ!โ โ Say hello to the Budgets Made Easy Budget Planner, your ultimate tool for taking control of your financial future! Imagine having the power to pay off debt, save for your dream home, and even enjoy the freedom of staying at home with your kids. ๐ฏโ โ This planner is more than just numbers on paper; it's your roadmap to turning dreams into reality. No more "someday" thinking โ now is the time to take action! ๐ช๐โ โ Visit ๐ https://leads.budgetsmadeeasy.com/budget-planner-2024/ and grab the Budget Planner today!โ
Check out my stories for some clever hacks on how to maximise your 2023 annual leave. Did you know you can take a 10 day holiday at Easter this year with just 4 days annual leave? #savvyplanning #annualleave #travelexpert #travelcounsellors
Are you fed up with your posts not getting many likes, comments or views? โจIf you're getting stuck for content in social media.. โจIf you aren't getting a steady flow of new clients wanting to work with you.. โจIf you are a coach, consultant or therapist.. Then this is for you๐ MASTER YOUR CONTENT IN 60 MINUTES Take part in our Free Masterclass happening on Wednesday 21st July at 8pm ๐ซ A short masterclass with actionable tips and a clear plan so you'll never be stuck again for content AND start attracting the right clients! ๐ โจWhat is the biggest frustration you ever have using social media that you'd also like to see covered in the masterclass? Comment them below ๐๐ซ Click the link in bio to join the pop up Facebook group โค๏ธ @annageary_ #getsavvyclub #marketingmadeeasy #letitbeeasy #getmoreclients #attractmoreclients #findyourtribe #businessgrowth #businesstips #savvybusinessowner #thinkbig #entrepreneurship #smallbusinessuk #leadership #socialmediatips #socialmediastrategy #contentcreationtips #contentmarketing #freemasterclass #coachinglife #coaches #achieveyourgoals #success #successonline #takeaction #goals #onlinecontent #passionbusiness #achievemore #masteryourcontent #savvyplanning
Hello Savvy Writers,โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ This morning's reflections is from Luke 14:28, which isa message about counting the cost.โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ When you count the cost you must make time to plan.โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ Planning and counting the cost are essential to completing a task. โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ Count the cost of what it will take you to do....?โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ And regardless of whether you decide decisions are completed by counting the cost.โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ When you count the cost, you know what's ahead and you are able to side step distractions and what others are doing or not doing because you have calculated your path. โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ Counting the costs allows you to accept the process of building because you know beforehand whether you have time, money, and energy to finish.โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ So, whatever you set your heart to do, count the cost. โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ Click on my bio to connect with our tribe.โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ โ #countthecost #sacredwriting #thewritersinkhorn #christianwriters #thewritinglife #listeningprayer #energytobuild #contemplativeprayer #timetalentmoney #awareness #authorpreneur #savvyplanning #calculations #luke #savvysolutions #meditation #mindfulness #listeningprayerjournal #finishstrong #savvywriter #christianblogger #planningprocess #goalsetting #christianwriting #wordsofthewise #building #digitalwriter #journaling
So excited to be organising my plan & pamper events again soon! Get in touch for a beautiful way to plan your special day... #savvyplanning #weddingplanning #weddingwellness #hendos #bridestobe #weddings #pamper #spaday #facials #footspas #champagne #celebrate
Mood: Walking into 2021. Going where the money reside ๐ฅณ๐ฅณ #Saweetie #happynewyear2021 #wherethemoneyreside #planneraddicts #plannerchic #savvyplanning #savvyplanningchick
Mood: Walking into 2021. Going where the money reside ๐ฅณ๐ฅณ #Saweetie #happynewyear2021 #wherethemoneyreside #planneraddicts #plannerchic #savvyplanning #savvyplanningchick
365 days till I get to say "I do" to you! . In exactly 1 year from today ๐ The planning has begun. โค . I can't wait @djweeman12 & u best be on ur best behavior boy! ๐๐ . #weddingbells #weddingplanningonabudget #savvyplanning #wesayido #ido #mybestfriend #2kidslater #10yearslater #putaringonit #fallweddings #fallweddingsincolorado #cantwait
What you think I do... | Whilst I'd like to believe I'm the Welsh version of J-Lo, minus the affair but huge admiration for the headset! (you must have watched The Wedding Planner right?) there is sooooo much more to what my business can do for you. | To name but a few: *Save you time *Save you money *Find your dream venue *Take the guesswork out of everything *Create your website *Help you plan your budget *Help you stick to your budget *Create a bespoke mood board *Help design your theme *Liase and organise all your meetings with suppliers *Negotiate with suppliers *Handle your paperwork *Create your timeline *Advice on wedding etiquette *Organise the whole wedding party *Help plan your hen/stag/honeymoon PHEW! That's not even all of it! | I can bring an incredible amount of value to your wedding planning by passing on my extensive knowledge and experience in the wedding industry. Why wouldn't you invest in an experienced professional when you're spending such a large amount on one day? #nobrainer | My services can be utilised for 30 minutes upwards and are totally bespoke to you and your needs. So whatever you require, no matter how big or small a request, I can assure you, it'll be the most valuable investment you make towards your wedding day. | Drop me a DM or click on my link in bio to get in touch ๐ ๐ธ @dominicwhitenphoto ๐ @copdock_hall ๐โโ๏ธ @carlywilliamshair ๐ @makeupbyfayeneill ๐ @thebridallounge ๐ฐ @missmacro ______________________________________________ #ilovemyjob #amaeweddingsandevents #weddingplanner #whatyouthinkido #wedding #weddingday #hesaidyes #shesaidyes #weddingdaylogistics #weddingplanner #weddingdetail #ukweddingsuppliers #weddingfinances #weddingbudget #weddingmoodboard #weddingetiquette #weddingtips #weddingproduction #productiveplanner #instawedding #marriagelife #engaged #engayged #love #loveislove #powercouple #luxewedding #bizowner #savvyplanning
Here @weddingreadyco we will save you a minimum of 70hours whilst planning your wedding. Yes, 70hours! Start with the online wedding planning portal - itโs super savvy and so easy to use. Weโll set it up, personalise it and apply all your known wedding details and information when you book. Weโll even include some expert wedding tips and inspiration in there too. Then voila! Itโs yours to use throughout your entire planning. Contact us today for more information: [email protected] . . . Floral bouquet in ๐ท by @__flossie_
May 2020 bring my family around this table more often. โฃ๐๐จโ๐ฉโ๐งโ๐ง โฃ #kidsarebusythesedays #savvyplanning #mealplanningmadeeasy
Magic Ball Paw Print Pens #savvyplanning #stationeryaddict #stationery #stationeryshop #stationerylover #stationeryfinds
Carrate your writing obsession #savvybusinessowner #savvyplanning
An interactive digital flip-chart designed for creative thinking, collaboration and innovation. Perfect for working on projects, planning and brainstorming!!โ โ โ Interactive display features from note-taking to intuitive navigation.โ โ Versatile connectivity and an ergonomic design.โ โ Innovative touch display technology for smooth writing plus UHD picture quality.โ โ Portable, wheel-based stand (sold separately).โ If you want any more information, please send us a direct message.โ .โ .โ .โ #Kyotech #DigitalFlipchart #SavvyPlanning #FamilyOwned #SupportingTheSouthWest #WestLimerick #ProjectPlanning #NewTechnology #Teamwork #brainstorming #Kerry #Clare #SME #Startup
Wedding Tip Wednesday! ๐๐ This week's tip comes from Premier Bride Magazine ๐ฅ๐ Savvy is here to help you with your planning! Let your fiancee take care of the honeymoon planning! #Weddingtip #weddingtipwednesday #wednesday #honeymoontip #weddingplanning #savvyplanning #weddingplanner #savvy #savvybride #gosavvy
Thereโs something just so captivating about black and white photos! โข โข โข Michelle & Antonio ๐ 06/01/2019 โข โข โข This was one of our favourite couples to work with. From their energy, to their willingness to let us do our thing with designing and planning their day. They were absolutely incredible every step of the way! Trusting your wedding planner is a MUST! โข โข โข A lot of couples opt out of hiring a planner because they think itโs a cost they can put towards other elements, or because their venue comes with a Coordinator. Wedding planners will not only save you time and money but your sanity too (because letโs face it, wedding planning is stressful)! โข โข โข Wedding Planners work with their clients throughout the planning process. To bring their vision to life and take care of every detail before and on the day of. The venue Coordinator is there to make sure everything runs smoothly with the venue, itโs not at all the same. โข โข โข Chat with us! Free consultations are always offered and we take the time to get to know our couples. We are almost fully booked for 2020 with a few dates left. Now booking 2021! โข โข โข Planning & Coordination @savvyplanner_ Photography @redplanetstudios Venue @fontanaprimavera Tap for more amazing vendors from this wedding and stay tuned for more gorgeous photos!
Letโs be honest, Florida is a tropical place. ๐ It gets hot. โ๏ธ Sometimes VERY hot. ๐ฅตIn fact today there is a heat advisory and temperatures are expected to be in the triple digits. Being prepared and having a plan is never more important at these times. As your travel agent and a seasoned Disney traveler, I can schedule your day to minimize your exposure to the heat and make recommendations and suggestions on how to beat the heat! As Olaf says, โSome people are worth melting for!โ but that doesnโt have to be you on your Disney vacation! Let me show you how. ๐ [email protected] โ๏ธ โ๏ธ โ๏ธ #disneyintheheat #hotvacations #floridaheat #visitorlando #channelyourinnerolaf #coolingtowel #mistingfan #disneytraveltips #thinkcool #savvyplanning #iknowdisney #ppvwithcathy
DEMISTEFY S1E9 Investment in time โณ It's one of the most important reasons we want our clients to make good financial decisions. . Let us know what you would like to be able to invest more time in: 1. Family 2. A new skill 3. Travel 4. Something else? . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Interesting.... . . With all the media around this lately, it's very interesting to see other economies that did something similar to try fight unemployment. . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
DEMISTEFY S1E8 Cashbacks . When last did you get money in your account you weren't expecting? Great feeling! . Insurers also know insurance is a grudge purchase, but knowing you'll get money back doesn't make it feel so 'grudge-like'. . There is however no escape to the question.....WHERE DOES THE MONEY COME FROM!? . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
When I saw this stat visually like this I was quite surprised. . . So many of my clients are grappling with the desire to run and the desire to stay for various reasons. . . Please let me have your thoughts, it might be a valuable input at my next client meeting. Thanks! #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Insurance is not a religion . . Thank goodness! So when someone says: "I don't believe in insurance", I say, "That's ok, it's not a religion, it's just statistics." . . And if you were ever wondering what the chances are of one of these insurable events happening to me... . . I found it incredibly interesting to see what the actual stats are for South Africans, based on actual claims made at a large insurer over the past 20 years. . . It helps to appreciate that shopping around for quality cover for those events, can offer genuine peace of mind. . . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
"I don't care, I'll be dead" . Believe it or not, I've heard that come out of a family man's mouth, and immediately I was looking for the exit. . Fortunately the majority of people I have the pleasure of dealing with are deeply concerned about their family's welfare should the worst happen... . So this is a quick rough guide. . Assumptions are: Invest with 8% real growth Withdraw R30k pm . Shout if you want a more accurate personalised report. . . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Be debt free on your car!!!! . It is possible! I know this video is longer than most attention spans (mine included) trust me this is worth it!! . The calculation can be adjusted up or down to match your current car repayments, but the principles remain the same . . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare #southafricanbusiness #johannesburg
Finally!๐ช We all love that accomplished feeling... . Wouldn't it be nice to put some of these goals down on paper, translate them into bite size steps, and track your progress? . That's exactly what a real financial plan can give you. . To create a tailor made plan for your family DM me and we can talk through the process. . #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Failing to plan, is planning to fail. . It's a saying I must have heard a million times growing up and there's a lot to be said for it. . This 5 step approach is what we use to make sure that when you invest, it achieves real objectives you have. . There is a ton of research that we do in the background especially for points 2 to 4, but this gives a nice overview so that you know exactly why, and how the investments you make, work for you. #purposefulinvesting #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
A comment I often get from potential clients regarding their investments is: "I don't want to put all my eggs in one basket, so I have some money saved with Liberty, some with Coronation and the rest with my bank." . What they are saying is I want to be diversified, and that's wise. Sadly that strategy isn't actually what diversification means. . They are described putting money with various administators/platforms. What you end up with could potentially be the same underlying investment, I.e. not diversified at all, but simply different levels of service and fees. Choosing an administrator/platform should be based on best service at lowest fees, and then build your diversified strategy there. . Step 1 is to make sure if one element of the economy fails(e.g. property), other elements hold up(e.g. bonds) - that's not putting all your eggs in one basket. . The real enhancement created by diversification however is step 2. . Blending funds in your portfolio which react differently in different market conditions so that when markets go down, your investment goes down less........When markets pick up, your investment picks up more. And that's the magic! . That's where the real research lies and where good advice is critical. #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare diversifiedinvestment
How will tomorrow effect us? While I personally don't believe any potential party can bring real relief to SA problems over the long term, the outcome tomorrow will effect how we make decisions over the next few years.... Let me know if you have any questions ๐ค #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
I love my car! ๐ If that's you then I'm happy for you, let's be honest, most of us spend good chunks of our lives in our car. But can we ever get to the point where we can buy a car cash and never spend huge amounts of our hard earned income making vehicle financiers wealthy?โณ Yes! It's the 20:4:10:2 rule: 1. Start by putting down at least 20% deposit. 2. Finance your car for a maximum of four years. 3. Don't spend more that 10-15% of your pre-tax income on your car - that includes insurance and maintenance. 4. Never buy a brand new car, get one that's 1 or 2 years old, and let the previous owner suffer the majority of its depreciation. Try driving the car a few years longer than the 4 years of finance, and keep putting the amounts you were paying for the car into savings. Within a short time your deposit will get bigger and bigger, until it's a full value. Yes it may mean downgrading initially, but you will be in a position later where you won't be stressing about car payments stretching your budget. You'll also most likely be driving a nicer car in time than if you stick in the debt cycle, because those hundreds of thousands that would be going to the financing companies are now going into your sweet ride! Tip: always shop around for finance, financiers get a higher commission if they can get you to take a higher interest loan. #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
You're fired! Yip it's over. No this is not a warning. If that makes you uncomfortable, then it's a similar feeling stepping out of your comfort zone and following through on that idea you've had, but never actioned. A word of warning: don't let romantic idealism push you down a dead end road. Do the planning phase diligently and abort if your research tells you to. But don't let that stop you from trying the next one! All the best! #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
I know life and disability cover, but what's critical illness cover for? Some call it dread disease cover...but to be honest I think it horrible enough without calling it that!๐ข From our experience a number of costs that you would never have thought of, become a reality when the doc tells you..."its cancer". Just the time and data that you spend researching the illness is something you'd never think of. Time away from your job, especially if you have your own business can be massive.โฐ One of the insurers did a story on the wife of a friend of mine from school, Mandy. Check it out by clicking on my temporary bio.๐ It's not nice to think about, just important. #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
DEMISTEFY S1E5 Cryptocurrency Let me know if this makes sense to you? #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Check out tomorrow's vlog to get our opinion... #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare @brooke_levi_isla_dan this one's for you guys
Its 9 o'clock already! ๐ฎ It happens to all of us, and simply because we dont decide at the start of our: study session, work day, evening etc, what our list of tasks are, and in what priority we're going to put them. ๐ข So unnecessary emails, FB or Insta posts, WhatsApp videos etc gobble valuable, high productivity minutes before we know it. ๐ด So start each productivity period with a prioritized list of tasks - you'll be amazed at how much more productive you feel!๐ซ #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Why does their mess effect our investments down here? That's a logical question many of our clients ask. The answer is fairly simple.๐ Companies,especially those listed on our stock exchange are often listed on other exchanges, or have branches in other countries. That means much of their funding and revenue is from outside SA, including the UK. ๐ When massive events like Brexit effect trade relations and the Pound, our stock exchange is effected.โก So what do we do to protect our clients? We check how much of their investment portfolio is exposed to companies that will be effected to a greater extent, and avoid them. Currently only a very small portion of our clients money will be directly impacted by the Brexit effect.๐ Hope that helps! #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
DEMISTEFY S1E4 Should you put extra cash into your bond or a separate investment? #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Do you use the CPUF formula? It's the Cost Per Unit if Fun! Beware, this is NOT a science, but it's a classic way to decide what to do for fun!๐คฉ I saw it on a mail from @behaviorgap and loved it. You can use it when deciding whether a certain activity is worth it, or deciding between two different activities.๐ค In the numerator put the cost, and in the denominator, the amount of fun you'll have, say out of 10. For example, Ed Sheeran tickets that cost R2400 for my wife and I will give 8/10 of fun. Going away over the same weekend for R2500 is a 10/10. That means that going to Ed Sheeran costs R300/unit of fun. Weekend away costs R250/unit....done deal! ๐ฉ Now that's obviously different for everyone and the reason a weekend away for me is 10/10 is probably because that's still a pipe dream with a 16month old...but you get the idea!๐ Have fun using your new CPUF formula!๐พ #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
"I'd like to reduce what I spend on my life cover," is a common comment when we meet a new client. ๐ฒ The 1st thing I check is how their cover is structured. The biggest loss to our family if we pass away is our income. That's a monthly amount which over our working life adds up to many millions. ๐ฑ To buy enough life cover for all that lost income as a lump sum payout is often just too expensive and so people are typically underinsured. ๐ Lately however, insurers can provide monthly payouts to beneficiaries. Since the insurer sits with the money which earns interest, they can offer much more cover for the same premium. ๐ค The other benefit is the beneficiary cant blow the money and end up unable to cover expenses within a few years, which sadly, usually is the case. (The lotto effect). So actually it makes much more sense having lump some payouts just for our debt, and an income payout for our loved ones to make sure they have what they need for as long as you, the income earner, would have been earning.๐ก #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
The grass is greenest where you water it! If you've heard that before I'm sorry, but it was a serious epiphany for me the other day.๐ฒ So often we chase after what might be, instead of making what we know work. ๐ค So water YOUR grass, and we'll water OURS, that is: giving our clients the best solutions we can find to make your hard earned pasture work for you.๐ฑ #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
#caddyinsider at #MaybankChampionship ๐ค โThere are 156 players, and there would never be more than 10 players looking to pick up a caddy for the weekend. To get to the Tour, you need to work the development tours, find young pros in your country that are looking for someone to join on a roller coaster of a journey and career. Then when the Tour rolls into town, you can get your name in front of players who are playing.โ #savvyplanning #2020dreams #pgm @pgmtour
We go inside the ropes ๐ค with a caddy at #MaybankChampionship who spoke anonymously about life as a looper - hereโs the first in our series of #caddyinsider.๐๐ฝโโ๏ธ - โThe reality is we are an important partner inside a small, medium or large business. The business challenge is we can't predict the majority of our revenue on a weekly basis. You can work Monday to Friday and show very little for it. You save for those weeks, and work extra hard for the good weeks.โ #savvyplanning #humanisingfinancialservices
DEMISTEFY S1 E3 Reduce tax + invest offshore. Check the next post for some clarification of the specifics around tax free savings. #betterdecisions #financialtips #investoffshore #reducetaxes #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
What is the most exciting thing about life insurance? NOTHING! So to be able to market this very non-exciting yet vital product, insurers have added all sorts of bells and whistles to try add some excitement to the fact that you are paying every month for a benefit that you will literally never see. And in a me-1st world that's more and more difficult. Sadly bells and whistles cost money, and that money is often at the expense of the people that actually need that benefit when you're gone. So what is the real purpose of life cover? Something that allows your loved ones to retain the standard of living they had while you were working and paying for things. This is more cost effecting now and while not exciting, gives you something more satisfying - peace of mind. #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
"I should have left my money in the bank!" You may be thinking that with the last 5 years of poor investment performance in any aggressive strategy in SA. The graph explains(rather roughly) that in SA, without exception, keeping your money invested in an aggressive portfolio, will end up with higher returns than leaving it in the bank. Why? Banks lend money to companies to help them grow. Interest charged on those loans are what is used to give you interest in your bank/cash savings, AFTER the bank makes it's profit. Companies use that money to grow the value of their business AFTER repaying the loans to the bank with interest. It means that companies have to grow the money far more than the interest you are getting on your cash savings to remain viable. In periods of poor economics like we've had in the last 5 years in SA, companies will struggle to do that and some will go out of business. Over longer periods of time though, for business to remain functional the basic scenario above must apply...unless it becomes Zimbabwe and then you'd want to be out of there anyway! #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Why would I invest offshore? Is it because I'm scared of what might happen locally? That's possible. But the 2 reasons here are far more factual and rational. If the next question is where on earth should I invest, (literally) then give us a shout. #betterdecisions #financialtips #investoffshore #useyourmoneywisely #reducemystress #sensibleinvestment #goodtoknow #understandinvestment #savvyplanning #clearobjectives #coverrisks #medical aid #lifeinsurance #retirementplans #carinsurance #businessinsurance #businessowners #planningforprofessionals #wills #estateplanning #avoidsurprises #familycare
Boutonniรจre with copper detail. #bellesnwhistles #weddingsinwoodinville #seattleweddings #seattleweddingcommunity #snohomishweddings #flirtyfleurs #bellafiori #2019brides #idosodo #seattleweddingshow2019 #savvyplanning #seattlestunningevents #seattlebride
When the community is looking for recreational options, you should listen. Here we see the Austin area residents clearly prioritizing dog infrastructure. Having met with the park foundation and management teammates, I believe that they are aware and listening. Time will tell in this dog-friendly locale. #savvyplanning . . . . #wagtown #wherethewaghappens #austinparks #dogfriendly #brilliantminds2018
This week @surfcoasttimesofficial featured our tips for #smallbusinessowners preparing their end of year financials. If new debt arrangements are on the horizon, for personal or business purposes, we suggest checking in before locking down the books. Tax minimisation can be at odds with what lenders are looking for (surplus cash) so careful planning may be required ๐Link in Bio. #savvyplanning #surfcoaststyle
OBSESSED with this colourful and fun arrangement! @bloomschooltoronto Check out one of their upcoming classes! ๐ฟ๐ท ๐ธ ๐๐ปโโ๏ธ #torontoweddings #torontoevents #decorrentals #candleholders #blue #red #yellow #blush #eventplanner #savvyplanning