April was #FinancialFitness #PublicEducation month at @richmond_rcd and we thanked Brandon Ma of #CanadaLife giving two workshops to our members and RCD #ChineseSupportGroup respectively on #DisabilityInsurance and #RDSP. The sessions were well attended and brough useful information to the audience
Whether a friend, a family member, or a neighbour, we all know someone living with dementia in our community. Join Canadians from coast to coast in the IG Wealth Management Walk for Alzheimer’s to raise needed funds. Share who you’re walking for using #IGWalkForAlz #stthomasproud #IGWealthManagement #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
This weekend! I'll be at the Home & Cottage Expo at the Harry Lumley Bayshore Community Centre in Owen Sound on Saturday May 11th and Sunday May 12th from 10:00am - 4:00pm. Our booth features informative information and a raffle! Are you interested in working with an Advisor to protect one of your largest investments now and into the future? Come stop by our booth and let's start the conversation. I'll also have ballot for you to fill out for a giveaway happening after the event! The ballot will ask for the best way to contact you, as well as areas of personal finance that you're interested in pursuing. Once we have your information, I'll reach out to book a time to sit down and start prioritizing your financial future. Hope to see you there! Event Location: 1900 3rd Ave E, Owen Sound, ON N4K 2M6 Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
I’m disabled, which has a ton of downsides. One upside is that I qualify for the Disability Tax Credit, which allows me to open a Registered Disability Savings Plan (RDSP). The government has a generous matching grant program, so for each year I contribute $1000, the government matches with $1,00 (as our family income is >$96000). I was late to the game opening my RDSP as I’ve prioritized contributing to my son’s RDSP. There was concern for a while that my complex medical issues meant my lifespan could be significantly reduced, so I didn’t open my RDSP until I was confident I would live long enough to make use of it. Thankfully I’ve stabilized and I’m now playing catch up for the years I was eligible but didn’t open the account. It’s incredibly gratifying to get the generous government grants, especially for the years prior to cohabiting where I receive $3500 for every annual $1500 contribution. If you or your loved one is disabled and under the age of 49, I really encourage you to open an RDSP. #rdsp #disabilitytaxcredit #FIREcanada #debtfreecanada #debtfreeinyyc
Register to walk or sponsor today! The IG Wealth Management Walk for Alzheimer’s is back the last weekend of May. Join me! #stthomasproud #IGWealthMgmt #IGWalkforAlz #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
We have made some exciting new changes to our Level 2: Advanced RDSP (Registered Disability Savings Plan) webinar! Based on participant and facilitator feedback we received, we have simplified the content in the presentation portion of the webinar. We have also updated it to include new changes in regulations. The new video will be launched at our upcoming Level 2: Advanced RDSP webinar, on Thursday, May 23rd, at 7:00 PM PT. Check out our latest blog post to learn more and to register for an upcoming webinar by visiting the link in our bio on our Instagram profile. #RDSP #RegisteredDisabilitySavingsPlan #DisabilityAwareness #DisabilitySupport
Are you or a loved one looking to optimize financial security with an RDSP? We're here to help! 🚀 Our expert financial advisors specialize in Registered Disability Savings Plans, ensuring you maximize your benefits and secure a stable financial future. 💼📈 🔹 Free Consultation 🔹 Personalized Planning 🔹 Expert Guidance Visit our website to schedule your no-cost consultation! Let’s plan your future together. ✨
The IG Living Plan is a best-in-class tool to help you plan for retirement. And with the Living Plan Portal, you can stay up to date with your financial goals and monitor your plan. We’ve recently optimized the mobile experience to make it even easier to check in with your plan wherever you are, whenever you want! Ask me for more details about the full Living Plan experience. Contact 🔗 in bio. #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
Estas palabras nos definen y esta es nuestra meta: un lugar en la tierra donde la presencia de Dios se mueve con libertad, y todo lo que está al rededor florece y cobra vida. ❤️🩹 ”Bienaventurado el hombre que tú escoges y haces que se acerque a ti para que habite en tus atrios. Seremos saciados del bien de tu casa, de tu santo templo.“ Salmos 65:4 Somos Refugio de su presencia. 🫶🏼 #rdsp #pdv #cristo #youth
When’s the last time you updated your portfolio? Financial goals can change over time and events like marriage, divorce, an addition to the family, or a job change means it's time to sit down an reprioritize. Let's book a time to review your current portfolio and ensure that it reflects your financial goals. Connect with me today Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #investing #investments #timevalueofmoney #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #Non-Registered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
Друзі! Запрошую вас на фінансовий безкоштовний вебінар, який відбудеться за моєї участі сьогодні, 30 квітня о 7 вечора пр Ванкуверу. Для реєстрації телефонуйте або пишіть на електронну пошту, вказану на флаєрі. Інформація, яка буде висвітлюватися, буде цікавою для новоприбулих іммігрантів. Як закласти фундамент добробуту у Канаді та стати фінансово успішними?! Приходьте, буде багато цікавого🤔 #wealth #financialliteracy #retirementplanning #personalfinance #TFSA #RRSP #RDSP #FHSA #RESP #lifeinsuranceagent #criticalillnessinsurance #disability
Mark your calendars! I'll be at the Home & Cottage Expo at the Harry Lumley Bayshore Community Centre in Owen Sound on Saturday May 11th and Sunday May 12th from 10:00am - 4:00pm. Our booth features informative information and a raffle! Are you interested in working with an Advisor to protect one of your largest investments now and into the future? Come stop by our booth and let's start the conversation. I'll also have ballot for you to fill out for a giveaway happening after the event! The ballot will ask for the best way to contact you, as well as areas of personal finance that you're interested in pursuing. Once we have your information, I'll reach out to book a time to sit down and start prioritizing your financial future. Hope to see you there! Event Location: 1900 3rd Ave E, Owen Sound, ON N4K 2M6 Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
You can build a future to get excited about. From saving towards a home, a once in a lifetime vacation, or even for your retirement, let’s talk about how a TFSA fits into your plans. Connect with me today to learn more about this powerful investment account Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #investing #investments #timevalueofmoney #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #Non-Registered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
Our RDSP Level 1 and 2 webinars, as well as our Wills, Trusts, and Estate Planning webinar, can help you plan for a more secure financial future. Check them out this May. For more information and to register, please visit the link in our bio. #RDSP #RegisteredDisabilitySavingsPlan #DisabilityAwareness #DisabilitySupport
Register to walk today. The IG Wealth Management Walk for Alzheimer’s is back the last weekend of May. Join Us! #IGWalkForAlz #IGWealthMgmt #IGWalkforAlz #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
It takes just a few simple steps to join the IG Wealth Management Walk for Alzheimer’s, which raises awareness and funds to support people living with dementia in our community. Register at walkforalzheimers.ca Share why you are fundraising using #IGWalkForAlz #IGWealthMgmt #IGWalkforAlz #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
Whether a friend, a family member, or a neighbour, we all know someone living with dementia in our community. Join Canadians from coast to coast in the IG Wealth Management Walk for Alzheimer’s to raise needed funds. Share who you’re walking for using #IGWalkForAlz #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
Whether a friend, a family member, or a neighbour, we all know someone living with dementia in our community. Join Canadians from coast to coast in the IG Wealth Management Walk for Alzheimer’s to raise needed funds. Share who you’re walking for using #igwalkforalz #IGWealthMgmt #IGWalkforAlz #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
Today! I will be at the Small Business Marketplace at the Kincardine Davidson Centre from 10:00am - 3:00pm. Our booth features informative information from a local Advisor and a gift card raffle! Come stop by the booth and say hi! Event Location: 601 Durham St, Kincardine, ON N2Z 1L7 Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
Друзі! Запрошую вас на фінансовий безкоштовний вебінар, який відбудеться за моєї участі у вівторок, 30 квітня о 7 вечора. Інформація, яка буде висвітлюватися, буде цікавою для новоприбулих іммігрантів. Як закласти фундамент добробуту у Канаді та стати фінансово успішними?! Приходьте, буде багато цікавого🤔 #wealth #financialliteracy #retirementplanning #personalfinance #TFSA #RRSP #RDSP #FHSA #RESP #lifeinsuranceagent #criticalillnessinsurance #disability
Your value doesn’t decrease based on someone’s inability to see your worth. Keep going as long you can then one day, you’ll tell yourself you did it! "Don't be afraid to give up the good to go for the great." – John D. Rockefeller “If you don't find a way to make money while you sleep, you will work until you die.”- Warren Buffet #BuyTermInvestTheDifference #TheLegendBuildersHierarchy #FHSA #RESP #RRSP #TFSA #LAPP #LIRA #RDSP #StrongerTogether #SecuritiesLicensed #BranchManagers #teamworkmakesthedreamwork
What if you had a way to consider all options for your plan? Run the scenarios? Peer into the future? Just so you could see what might be? There is: Use the Plan Alternatives tool in your IG Living Plan Portal to see how different scenarios and decisions affect your future goals. Want help? I can help get you started. Contact 🔗 in our bio. #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
RDSP : Working with the RDSP Here is a cross-section of the many bits I have written about the #RDSP and the #DTC. My foibles and travels continue on. We await whether my son keeps his DTC or whether life gets more interesting. Then we need to figure out whether to keep his RDSP, or figure out how to liquidate it? I don't even want to think about that, let's just hope for a good response from the #CRA #RDSP #DTC #Disability #Savings https://www.canajunfinances.com/rdsp/rdsp-how-to-apply/
The Disability Support Deduction (DSD) allows eligible individuals to deduct certain expenses which assist or enable them to earn income or attend school. Budget 2024 proposes to make additional expenses eligible for the DSD. Additional deductible expenses may now include: service animals trained for specific assistance tasks (expenses for service animals may also continue to be claimed under the Medical Expense Tax Credit); alternative computer input devices, such as assistive keyboards, braille display, digital pens, and speech recognition devices; ergonomic chairs and bed positioning devices, including related assessments. This measure would apply to 2024 and subsequent taxation years. Source: https://www.sunlifeglobalinvestments.com/en/insights/commentary/market-updates/federal-budget-2024/ ID: Dark green heading text on a pale blue background reads "Budget 2024 and the Disability Support Deduction". To its left is a whimsically illustrated grasshopper inspired by Mary Oliver's poem, "The Summer Day". Below, dark green text reads: "Additional deductible expenses may now include:" followed by the list of 3, each displayed in a sage green text bubble: "Service animals trained for specific assistance tasks; Alternative computer input devices; Ergonomic chairs and bed positioning devices, including related assessments." At the bottom of the slide is a dark green bar with @smartinvestments in pale blue text. #SmartInvestments #FinancialPlanning #Investments #Insurance #RRSP #TFSA #RESP #RDSP #NorthVancouver #CentralLonsdale #LowerLonsdale #ShipyardsDistrict #2024FederalBudget
🔎 What is a Registered Disability Savings Plan? A disability savings plan (RDSP) is a savings plan intended to help an individual with disabilities save for their long-term financial security. The RDSP is designed to empower individuals with disabilities to build financial security, enhance their quality of life, and save for essential long-term needs like education, housing, and more. To learn more about a RDSP, head to the link in our bio 🔗 caption: . . #rdsp #canadainvestment #victoriabc #investcanada #fisgard #fisgardassetmanagement #investmentplan #canadianfinances
This weekend! We'll be at the Small Business Marketplace at the Kincardine Davidson Centre on Saturday April 27th from 10:00am - 3:00pm. Our booth features informative information from two local Advisors and a gift card raffle! Are you interested in working with an Advisor? Come fill out a ballot for our gift card giveaway to get started! The ballot will ask for the best way to contact you, as well as areas of personal finance that you're interested in pursuing. Once we have your information, we'll reach out to book a time to sit down and start prioritizing your financial future. Hope to see you there! Event Location: 601 Durham St, Kincardine, ON N2Z 1L7 Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
I spy 👁️ Be sure to take a look when cruising down Talbot! IG proud. #ig #igpwm #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #friends #ourcommunity
Bee says what? 🐝 There is no personal gain in #rdsp #government #policy on withdrawal makes no sense!! #banks #advisors #illinformed #policy #government #scam #disability #tax #stopthesale #canadianboards #canadiangovernment #ripoff #poorbankingpractice #governmentcontrol #disabilitylaw #disabilityrights #legal #whatislaw #getinformed #truthfiles #truth #gopublic #phd #drmebphd 👍✍️🇨🇦
The federal budget that’s came out April 16. Want to discuss? Contact 🔗 in bio. #ig #igpwm #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #friends #ourcommunity
Real financial advice from IG Private Wealth Management creates a road map to help you achieve what matters most. See how personalized tax strategies helped the Verrier family shape a secure future for their family. We can help you too: contact 🔗 in bio. #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
The Registered Disability Savings Plan (RDSP) is a long-term savings program designed to help individuals with disabilities and their families save for the future. Contributions to an RDSP are made after-tax, and the savings grow tax-deferred until withdrawn. The government also provides matching grants and bonds to eligible individuals to help boost their savings. Recuerda queue puedes contactarme también en español. ¡Será un placer atenderte! enviame un DM 😉 #financialadvisor #RDSP #financialwellness
The First Home Savings Account (FHSA) can help you save money for your first home. Investing in an FHSA has the benefits of: - Tax deductible contributions - $8000 yearly contribution limit, $40,000 lifetime - Tax sheltered investment growth - Tax free withdrawals towards a qualifying home Let's book a time to start saving towards your first home! Connect with me today Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #investing #investments #timevalueofmoney #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #Non-Registered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
What a wonderful weekend spent at the St. Thomas Home Show. It was such a pleasure getting to meet fellow community members. See you all next year! If you entered my draw, swipe right to see if you’re the winner! Good Luck! #stthomasontario #ig #igpwm #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #friends #ourcommunity
Mark your calendars! We'll be at the Small Business Marketplace at the Kincardine Davidson Centre on Saturday April 27th from 10:00am - 3:00pm. Our booth features informative information from two local Advisors and a gift card raffle! Are you interested in working with an Advisor? Come fill out a ballot for our gift card giveaway to get started! The ballot will ask for the best way to contact you, as well as areas of personal finance that you're interested in pursuing. Once we have your information, we'll reach out to book a time to sit down and start prioritizing your financial future. Hope to see you there! Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
No matter where you are, what you’re doing, or what time of day, you’ll always be able to access and monitor your plan with the IG Living Plan Portal. See for yourself – ask me about the full Living Plan experience. Contact 🔗 in bio. #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
When it comes to building your wealth, comparison can really be the thief of joy. It can be about the value you create, the impact you have, and the legacy you leave behind. Everyone has a unique idea of where they would like to be now, and in the future. Let's book a time to sit down and prioritize your financial goals and find out what personal wealth means to you. Connect with me today Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
We will be building dreams at the St. Thomas Home Show! Whether you're looking to renovate, decorate or simply get inspired, this is the place to be. Can't wait to start up some amazing conversations with our community! #ig #igpwm #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #friends #ourcommunity
April showers bring financial empowerment. ☂️ Learn more about the RDSP, as well as Wills, Trusts, and Estate Planning with our upcoming April webinars. For more information and to register, please visit the link in our bio on our Instagram profile. #RDSP #RegisteredDisabilitySavingsPlan #DisabilityAwareness #DisabilitySupport
Unlocking the potential of your home equity loan? 🏡 Let's get smart about it! With TurnedAway.ca's flexible financing options, the possibilities are endless. Here are some savvy ways to make the most of your equity: Paying Off Debts: Say goodbye to high-interest debt and hello to financial freedom. Consolidate your debts into one manageable payment and watch your stress levels decrease. Investing in Education: Invest in yourself or your loved ones' future with funds from your home equity loan. Whether it's tuition fees, educational expenses, or skill-enhancing courses, education is always a wise investment. Renovations: Transform your house into the home of your dreams. From kitchen upgrades to bathroom remodels, your home equity loan can breathe new life into your living space. Investments or Second Property: Diversify your portfolio or expand your real estate empire. Use your equity to invest in stocks, bonds, or even purchase a second property for rental income. High-Interest Savings for Your Future: Build a financial safety net for tomorrow. Whether it's starting an emergency fund, saving for retirement, or planning for a big-ticket purchase, your home equity loan can help you reach your savings goals faster. With TurnedAway.ca's flexible financing solutions, you have the power to take control of your financial future. Let us help you turn your home equity into opportunities. #FlexibleFinancing #HomeEquityLoan #MortgageBroker #CanadaMortgage #MortgageLoans #CollegeSavings #TFSA #RRSP #RESP #RDSP
Trish brings a unique approach to personal finance, making it both accessible and enjoyable for all. She firmly believes that financial coaching can benefit individuals across all income levels. Trish is passionate about sharing simple yet powerful concepts on topics such as life insurance, investing, and education savings. Additionally, she is committed to helping people with disabilities access and understand the Registered Disability Savings Plan (RDSP). #RDSP #termlifeinsurance #financialcoach #plannowforthefuture #trishtalks #doingwhatsright #incomeprotection #RESP #TFSA #RRSP https://www.facebook.com/trishtalksfinances Instagram: @trishtalksmoney Website: www.primerica.com/vansickle
Hey Friends, there are so many of us living with disabilities, health conditions, and have children with disabilities, who need support. Join us at our community information session where we will share information and resources. This is a free event for families, everyone is welcome! If you have any questions feel free to call Victoria at 416-655-3560. #disabiltyawareness #disabilitysupport #financialliteracy #rdsp #financialeducation #wills #specialneeds #autismawareness #vaughan #woodbridge #toronto #brampton #mississauga #womenempoweringwomen #womeninbusiness #adhdawareness
Are you graduating this spring? Congratulations! Now is a great time to focus on your financial future. Whether it's to start saving for your next adventure, saving towards a home, or paying off your student debt, I can help create a roadmap as unique as you are. Let's book a time to prioritize your goals, and how we can best save towards them! Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
Real financial advice is about more than just investing, it’s about planning to take care of the people, places and causes you care about. Learn how IG helped José and Vivian make the most of their wealth today, and for generations. We can help you too. #ig #igpwm #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #friends #ourcommunity
Accessibility is a core tenet here at Smart Investments. If you are living with (visible or invisible) disabilities, you are wholly welcome here. We aim to make our services—and opportunities for financial security—available with low or no barriers. Need more info? We will work with you to provide the information and access you need. For more info: https://smartinvestments.bc.ca/faqs ID 1: Text "ACCESSIBILITY" is in the top left corner. The background image is a Smart Investments brailled business card on top of a tan leather cardholder wallet. A cup of coffee is to its side. @smartinvestments handle is at the bottom of each slide. ID 2: Infographic of three 'question and answers' (Q&A). Text is dark green font against a pale mint green background. "Can I access your services if I have disabilities? Yes! We do everything we can to provide no-barrier services for folks who are disabled - whether it be a visible or invisible disability. Please get in touch and we will work with you to support your accessibility needs. Are your services offered in ASL (American Sign Language)? If you are deaf or hard-of-hearing and would value ASL interpretation, we will provide an ASL interpreter at no cost to you. Let us know and we will be pleased to accommodate. How accessible is your office? We have a detailed Accessibility section on our FAQ webpage, including details about transit, parking, our office space, and washrooms." To the left of each Q&A is a whimsical icon [from top to bottom]: an orange sunflower, a potted succulent plant, a pronged green leaf. #SmartInvestments #PersonalFinance #Investing #RDSP #TFSA #RRSP #Disability #SayDisabled #Accessibility #CentralLonsdale #LowerLonsdale
You have unique financial goals, and your investment strategies need to reflect how you save towards them. As an advisor, I can help you make informed investment decisions to help achieve your goals. Let's book a time together and get your portfolio on track towards reaching your financial future! Connect with me today Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #investing #investments #timevalueofmoney #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #Non-Registered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
Wishing you and your loved ones a joyful and blessed Easter! May this special day bring you renewed hope, love, and happiness. #leadership #positive_mindset #power #empower #ninabeigi #entrepreneur #focus #success #financial #mindset #commitment #ltd #life #insurance #RRSP #RESP #RDSP #activity #TFSA #segfund
برخی خانواده ها با وجود این که سالهاست در کانادا زندگی می کنند هنوز از حساب های معاف از مالیات (حسابهای دارای tax benefit) یا بی خبرند و یا استفاده نکرده ولی بیمه عمر سرمایه گذاری خریده و سرمایه خود را هر ساله به این بیمه واریز می کنند که اگر هر مبلغی از موجودی آن برداشت کنند مشمول مالیات خواهد بود. در حالی که ابتدا باید حساب TFSA خود را که معاف از مالیات است پر کنند و خرید بیمه عمر سرمایه گذاری را در اولویت بعدی قرار دهند. برای رفع ابهام یا سؤال ویا بررسی بیمه عمر فعلی خود می توانید تماس بگیرید. منصوره زرکوب کارشناس مالی، بیمه و سرمایه گذاری 🍁🍁🍁🍁 #RRSP #TFSA #RESP #RDSP #insurance #insurancebroker #life_insurance #Investment #travel_insurance #بروکر_بیمه #بیمه_عمر# #سرمایهگذاری #بیمه_مسافرتی #مشاور_مالی #مشاور_بيمه #سرمايه_گذاري #بيمه_عمر #كانادا #آنتاريو #حساب_معاف_از_ماليات #canada #TFSA #saving #broker #independent_agent #investment #insurance_broker
🐣Happy Easter! Wishing you and your loved ones a joyous Easter celebration filled with friends, family, and lots of chocolate! Cheers to egg hunts, sweet treats, and the beauty of springtime all around! Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
All Canadians diagnosed with Type 1 Diabetes are eligible to receive the DTC. In addition to potential tax savings, it allows you to participate in the Registered Disability Savings program (RDSP). Depending on your age, you could benefit from up to $90,000 of "Free” grant and bond dollars. Call today for a review of your personal situation. Type 1 Diabetic = DTC = RDSP = Free $$ 705.725.0562 . . #DTC #RDSP
✨ Niché au milieu des vignobles vallonnés de #Cognac, le charmant @relaisdesaintpreuil dégage une élégance rustique et un charme intemporel. 👨🍳 L'établissement vous propose des chambres ou des gîtes tout équipés, des expériences gastronomiques exquises qui célèbrent les riches traditions gastronomiques de la région, des balades à vélo, ou encore des master class sur le cognac 🍇. Les propriétaires, Sven et Stevan, sont des hôteliers passionnés, dévoués à offrir une escapade inoubliable au cœur de la campagne française idyllique. Laissez-vous tentez à l'évasion en pleine nature 🌳. #theoriginalshotels #relaisdesaintpreuil #rdsp #cognac #charentetourisme #experience #gastronomie #velo #oenologie
If you've been following our RDSP series, you know that figuring out your minimum and maximum Disability Assistance Payments (DAPs) depends on this pesky LDAP (Lifetime Disability Assistance Payment) formula. Unless you love math, you won't enjoy making sense of the minimum and maximum parameters or the LDAP formula, but we've got you covered! We'll make sense of it for you and with you when the time comes to withdraw from your RDSP. If you love math, read on, friends. Read on! 🤓 ID 1: Pale green text on a 2-tone green background RDSP: The LDAP formula WARNING: The following slide is only for the math nerds amongst us. If that’s not you, scroll away - it will hurt your brain! In the lower left corner is an illustration of a succulent, with rounded pale pink leaves, in an orange pot. ID 2: Various colour text against a dark green background. The LDAP formula The maximum allowable LDAP for a given year: A ÷ (B + 3 − C) + D A = the RDSP value at the beginning of that year B = the greater of: 80 and the age of the beneficiary at the beginning of that year C = the age of the beneficiary at the beginning of that year D = the total of annuity contract payments to the plan trust that calendar year, if applicable At the bottom of each slide is a pale pink bar with our handle, @smartinvestments in dark green text. #SmartInvestments #PersonalFinance #Investing #RDSP #TFSA #RRSP #Disability #SayDisabled #Accessibility #CentralLonsdale #LowerLonsdale
Helping clients like the Verrier family make the most of their wealth today and provide for family tomorrow is what drives us at IG Private Wealth Management. We can help you too: contact 🔗 in our bio! #IG #IGPWM #benkeandassociates #privatewealth #financialplanner #CFP #RRC #TFSA #RRSP #RESP #RDSP #pension #savingforfuture #assetprotection #intergenerationalwealth #insurance #livingbenefits #disabilityinsurance #criticalillness #Livingplan #thelivingmarket #stthomas #retirment #selfemployed #family #ourcommunity #mortgage #interestrates
Congrats on starting your career! Now that you're earning a steady income, it's the perfect time to start saving towards your future. Whether that's saving for a down payment on a house, a big trip, or your retirement, I can help you create a customized plan that aligns with your financial goals. Budget and invest your money confidently! Connect with me today to get started Email: [email protected] Phone: 226-992-0322 Stay Informed: https://advisor.sunlife.ca/travis.chappell/stay-informed/ Like, Follow, & Share for More! #lifeinsurance #criticalillnessinsurance #disabilityinsurance #groupbenefits #investing #mutualfunds #retirement #retirementplanning #estateplanning #successionplanning #educationplanning #educationsavings #RRSP #RRIF #TFSA #RESP #FHSA #RDSP #LIRA #NonRegistered #financialplanning #ontario #portelgin #southampton #saugeenshores #owensound #paisley #saublebeach #kincardine
We tried to condense a lot of information and jargon into concise infographics, but that means we littered acronyms everywhere. Please see the comments section for acronym definitions and the following websites for additional information: https://www.mackenzieinvestments.com/en/services/accounts/rdsp/rdsp-faqs https://www.canada.ca/content/dam/esdc-edsc/migration/documents/eng/disability/savings/issuers/infocapsules/RDSP_IC21_Max_Min_Withdr.pdf ID 1: Various colour text against a dark green background "Accessing your RDSP / If you make a withdrawal within 10 years of grants or bonds being contributed / Assistance Holdback Amount (AHA) usually applies: repay $3 of grants/bonds for every $1 you withdraw / Ideally, at least 10 years will have elapsed since grants or bonds have been contributed / LDAP: no later than the year you turn 60, you must start withdrawing a minimum amount each year DAP: subject to maximum annual withdrawal limits, withdraw a lump sum any time / In the upper right corner is a succulent plant icon, with orange pointy leaves, in a green pot. ID 2: Pale green text on a 2-tone green background "What if I have a shortened life expectancy? An RDSP becomes a 'specified disability savings plan' (SDSP) if your life expectancy is less than five years. SDSPs are eligible for withdrawals, up to an annual limit, which may otherwise have been subject to the AHA." In the lower left corner is an illustration of a succulent, with rounded pale pink leaves, in an orange pot. At the bottom of each slide is a pale pink bar with our handle, @smartinvestments in dark green text. #SmartInvestments #PersonalFinance #Investing #RDSP #TFSA #RRSP #Disability #SayDisabled #Accessibility #CentralLonsdale #LowerLonsdale
Le CIPH et Le REEI des mesures indispensables ! Plan Institute est heureux de vous inviter à une conférence portant sur les credits d'impôt pour personnes handicapées (CIPH) ainsi que sur le Régime Enregistré d'Épargne Invalidité (REEI), en partenariat avec Finautonome. Cette session vise à vous guider à travers le processus de demande du crédit d'impôt, tout en soulignant l'importance fondamentale de solliciter le REEI. Jeudi 4 avril, 18 heures Pour vous inscrire, veuillez consulter le lien dans notre bio sur notre profil Instagram. __________ The DTC and RDSP: Essential Steps French Webinar This April, Plan Institute, in partnership with Finautonome, presents, The DTC and RDSP: Essential Steps webinar in French. This webinar will help guide you through the process of applying for the DTC, as well as the fundamental basics of the RDSP. Thursday, April 4th, 6:00 PM PT To register, please visit the link in our bio on our Instagram profile. #Finautonome #DTC #RDSP #DisabilityAwareness #DisabilitySupport #FinancialPlanning
Did you know you might be missing out on valuable government benefits in Canada? 🇨🇦 💰 TFSA: Save tax-free, withdraw anytime. 💰 RRSP: Retirement savings. 💰 FHSA: Save for your 1st home, up to $35,000 tax-free. 💰 RESP: Invest in your child's education, and get grants! 💰 RDSP: Savings plan for disabilities. 💰 EI: Employment insurance benefits. 💰 VRSP: Retirement savings with automatic deductions. Save money and invest wisely in your future with these Canadian government benefit accounts! . . . #canadataxes #canadianbenefits #taxbenefits #tfsa #rrsp #fhsa #resa #rdsp #ei #vrsp #taxcredits #canadiangovt #cdntax #crabenefits #taxsavings #taxfilingcanada #instaccountant
When I showed my friend how much his RDSP has grown, he almost fell out of his chair... because the government was turning his $30/month contributions into $120/month, AND giving him another $1,000/year on top of that. 2 in 3 people in MB and SK who COULD set up one of these life-changing accounts DON'T HAVE ONE. If you or someone you love receives the Disability Tax Credit but doesn't have a RDSP, please reach out to me for more information.
Discover the power of the Registered Disability Savings Plan (RDSP) in offering financial security for individuals with disabilities! 💼 With benefits ranging from government grants to tax-deferred growth, the RDSP provides crucial support for long-term savings and disability assistance. Don’t overlook this essential resource for securing your financial future and improving quality of life! #RDSP #DisabilitySavings #FinancialSecurity #GovernmentGrants #TaxDeferredGrowth #InvestInYourFuture #FinancialPlanning #Empowerment #QualityOfLife
1in5 Canadians over the age of 15 have at least one disability.The "Registered Disability Savings Plan"(RDSP) is a really generous program where the Government contributes $3 to every client $1 plus grants and bonds. I'm not just the #moneyguy but I'm also a Client! #RDSP #savings #lungtransplant #FutureNeeds
If you qualify for the Disability Tax Credit (DTC), the Registered Disability Savings Plan (RDSP) may help you to save for your long-term financial security! We're here to answer questions: https://calendly.com/kelseysmart/rdsp
ID 1: Dark green text on a sage green background reads "How much might the government pay into my RDSP? Until December 31 of the year in which you turn 49, depending on your income*:"
Below are 2 points, each in a pale blue bar:
"Canada Disability Savings Grant: a match of 1x, 2x, or 3x what you contribute;
Canada Disability Savings Bond: up to $1,000/year for those with lower income"
ID 2: Dark green and pale pink text on a sage green background reads "CDSG.
For family income less than $106,717:
- on the first $500/year contribution: $3 grant for every $1 contributed
- on the next $1,000/year contribution: $2 grant for every $1 contributed
For family income more than $106,717:
- on the first $1,000/year contribution: $1 grant for every $1 contributed
Maximum CDSG: $3,500/year; $70,000 lifetime"
ID 3: Dark green and pale pink text on a sage green background reads "CDSB.
For family income less than $34,863: $1,000 bond that year;
For family income between $34,863 to $53,359: Pro-rated bond amount that year;
For family income more than $53,359: No bond that year
Maximum CDSB: $1,000/year; $20,000 lifetime"
At the bottom of all 3 slides is a pale pink bar with @smartinvestments in dark green text; to the right is a whimsical "nest egg" (illustrated as a dollar sign on an orange egg, in a green nest)
Happy Nowruz 🌷 #leadership #positive_mindset #power #empower #ninabeigi #entrepreneur #focus #success #financial #mindset #commitment #ltd #life #insurance #RRSP #RESP #RDSP #activity #TFSA #segfund